Analisis Kinerja Keuangan Bank BTPN Selama Masa Pandemik Covid-19 Berdasarkan Rasio RGEC

Abstract

The purpose of this study was to analyze and determine the financial performance of the Makassar Branch Office National Pension Savings Bank during the Covid-19 Pandemic Based on the RGEC Ratio. The author's choice of topics to see the growth of a bank in the Covid-19 pandemic situation can be seen from the financial performance of the banking itself. this type of research with a descriptive research approach, using the population of BTPN Tbk bank statements, researchers using purposive sampling provided that the financial statements are posted on the Indonesian stock exchange, and during the covid 19 pandemic so that they use the 2020 financial statements. The weight or composite value can be obtained from the division of the total value of the actual composite to the total value of the ideal composite and multiplied by 100%. The calculation results that the composite value of the soundness of the bank PT. The National Pension Savings Bank in 2020 is 86%. First, the risk profile at PT. BTPN bank for the year 2020 shows “Healthy”. Second, GCG at PT. bank BTPN for the 2020 period shows “Good” Third, profitability at PT. bank BTPN for the 2020 period shows a "Very Healthy" condition. Fourth, the capital at PT. Bank BTPN for the 2020 period shows the fifth “Very Healthy” overall PT. Bank BTPN shows a very healthy condition even in the ERA of the Covid 19 Pandemic.