Secure Mobile Payment System in Wireless Environment

Abstract

Mobile payments are payments that are carried out through mobile devices in wireless environment. Mobile payment is considered as the accelerator of e-commerce and m-commerce. Currently mobile payments deal with several problems to improve requirements of m-commerce such as: simplifying the mobile payment processes for consumers, improving the security of payment, especially the application of digital signing in mobile payment. The proposed work introduces alternative ways for providing mobile banking services aimed at J2ME enabled mobile phones over Bluetooth communication. The scope of the proposed solution is the combination of J2EE and J2ME capabilities, means of overcoming the API and technical limitations, as well as security consideration. This paper defines the secure mobile payment system to allow mobile users to conduct mobile transactions over Bluetooth communications but also supports the related secured transactions between the payment server and mobile clients. Finally, we have discussed some of the performance parameters such as: time required to password hack for various character lengths, delay and probability error rate.