ANALYSIS OF THE INFLUENCE OF MOBILE BANKING SERVICE QUALITY ON THE LEVEL OF CUSTOMER SATISFACTION AT PT.BANK SUMUT KATAMSO SYARIAH BRANCH OFFICE

Muhammad Khoiri Gusmar, Isra Maulina, M. Mukhtasar
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Abstract

This study aims to determine the effect of each dimension of service quality, namely security, convenience and speed on the level of customer satisfaction at PT Bank Sumut Syariah Katamso Branch Office. The variables in this study are security, convenience, speed, and customer satisfaction. The independent variables (x) in this study include: Security (X1), Ease (X2), and Speed ​​(X3). For variable (Y) customer satisfaction. The method used in this study is a descriptive quantitative method. The population in this study are all customers of Bank Sumut who use mobile banking. The sample used was 99 respondents with a non-probably method with accidental sampling technique. The results showed that partially the security variable had a significant effect on the level of customer satisfaction with Tcount 0.05. The convenience variable has a significant effect on the level of customer satisfaction with Tcount 0.05. The speed variable has a significant effect on the level of customer satisfaction with Tcount < Ttable 3.432 < 1.985 with a significant level of 0.000 > 0.05. And simultaneously the variables of security, convenience and speed have a significant effect on the level of customer satisfaction, with Fcount >Ftable, 46, 469 > 2.70 with a significant value of 0.000 <0.05 at the Bank of North Sumatra, the Katamso Sharia Branch Office.
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移动银行服务质量对客户满意度水平的影响分析
本研究旨在确定服务质量的每个维度,即安全性,便利性和速度对PT银行Sumut Syariah Katamso分行客户满意度水平的影响。本研究的变量为安全性、便利性、速度和顾客满意度。本研究的自变量(x)包括:Security (X1), Ease (X2), Speed (X3)。对于变量(Y)顾客满意度。本研究采用的方法是描述性定量方法。本研究的人口都是使用手机银行的Sumut银行的客户。使用的样本为99名受访者,采用非可能方法和偶然抽样技术。结果表明,部分安全变量对顾客满意度水平有显著影响,Tcount为0.05。便利变量对顾客满意水平有显著影响,Tcount为0.05。速度变量对顾客满意水平有显著影响,Tcount <表3.432 < 1.985,显著水平为0.000 > 0.05。同时,安全性、便利性和速度变量对客户满意度水平有显著影响,在北苏门答腊银行卡塔姆索分行,Fcount >Ftable, 46, 469 > 2.70,显著值为0.000 <0.05。
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