Research of network bank's customer trust on the view of web site

Wang Xiaoyan, X. Zhiying
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引用次数: 3

Abstract

The web site trust could turn potential customers to be actual ones, and could turn the actual ones to be the committed customers. Therefore, the study of the web site influence factors of customer trust on network bank is very important. In this paper, the customers are divided into two categories of potential customers and actual once, according to their trust on the network bank. The research considered that the influence factors of customer trust on network bank are different in different customer categories. At an early stage when the customers get in touch with network bank, the influence factors mainly are website design and information quality. After they chose the deal of network bank, the critical influence factors are security, usability and usefulness.
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基于网站视角的网络银行客户信任研究
网站信任可以将潜在客户转化为实际客户,也可以将实际客户转化为承诺客户。因此,研究网站对网络银行客户信任的影响因素具有十分重要的意义。本文根据客户对网络银行的信任程度,将客户分为潜在客户和实际客户两类。研究认为,不同客户类别对网络银行客户信任的影响因素是不同的。在客户接触网络银行的初期,影响因素主要是网站设计和信息质量。在选择网络银行业务后,关键的影响因素是安全性、可用性和实用性。
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