THE INFLUENCE OF INFORMATION SYSTEMS ON M-COMMERCE PERFORMANCE IN KENYA’S COMMERCIAL BANKS

Doreen Muriu, J. Ngugi, Zachary Mosoti
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Abstract

Purpose: The purpose of the study was to determine the influence of information systems strategy implementation on Mobile-Commerce (M-Commerce) performance in Kenya’s commercial banks. Methodology: The study adopted a positivism research philosophy and explanatory research design as appropriate methodology for the study. The units of analysis for the study comprised of five managers from different management levels and departments from each of the 40 commercial banks in Kenya. Questionnaires were used for data collection. The collected data was analyzed using inferential and descriptive statistics.Findings The study findings indicated that there was positive and statistically significant relationship between information systems and m-commerce performance. The path coefficient was positive and significant at 0.05 level, t-value of 2.031, p-value =0.043. Unique Contribution to theory, practice and policy: The study informs commercial banks in Kenya, Central Bank of Kenya, Communication Authorities and the scholars on the opportunities in the development of appropriate strategy implementation process and the risk of not adopting the right strategy.
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信息系统对肯尼亚商业银行移动商务绩效的影响
目的:本研究的目的是确定信息系统战略实施对肯尼亚商业银行移动电子商务(M-Commerce)绩效的影响。研究方法:本研究采用实证主义研究哲学和解释性研究设计作为合适的研究方法。这项研究的分析单位包括来自肯尼亚40家商业银行各不同管理级别和部门的5名管理人员。数据收集采用问卷调查。收集的数据采用推理统计和描述性统计进行分析。研究结果表明,信息系统与移动商务绩效之间存在显著的正相关关系。通径系数在0.05水平上为正且显著,t值为2.031,p值=0.043。对理论、实践和政策的独特贡献:该研究为肯尼亚商业银行、肯尼亚中央银行、通信当局和学者提供了制定适当战略实施过程中的机会和不采取正确战略的风险。
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