Non-Interest Income and Deposit Money Banks (DMBs) Performance in Nigeria

L. Yunusa, K. Arikewuyo, O. Olowofela, W. Sanyaolu
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Abstract

The review of the regulations guiding the activities of DepositMoney Banks (DMBs) in Nigeria affected the revenue generated byDMBs, forcing most banks to diversify their sources of revenue tonon-interest income. Panel data technique was employed to examinethe impact of non-interest income on DMBs performance in Nigeriafrom 2012 through 2019. The empirical finding revealed that noninterestincome, capital adequacy ratio, and bank loan positivelyand significantly impact DMBs’ performance in Nigeria. The studyrecommends that DMBs delve into non-interest income activities as itappeared to improve the performance of DMBs in Nigeria, and themonetary authority should review the policy guiding the non-interestincome activities of the DMBs at regular intervals.How to Cite:Yunusa, L. A., Arikewuyo, K. A., Olowofela, E. O. & Sanyaolu, W. A. (2022). Non-Interest Income and Deposit Money Banks (DMBs) Performance in Nigeria. Signifikan: Jurnal Ilmu Ekonomi, 11(1), 31-42. https://doi.org/10.15408/sjie.v11i1.15469.
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尼日利亚非利息收入和存款货币银行(dmb)的表现
对指导尼日利亚储蓄货币银行(dmb)活动的法规的审查影响了dmb产生的收入,迫使大多数银行将其收入来源多样化,而不是利息收入。采用面板数据技术研究了2012年至2019年尼日利亚非利息收入对dmb业绩的影响。实证结果表明,非利息收入、资本充足率和银行贷款对尼日利亚银行的业绩有显著的正向影响。该研究建议,dmb深入研究非利息收入活动,因为它似乎可以改善尼日利亚dmb的表现,货币当局应定期审查指导dmb非利息收入活动的政策。如何引用:Yunusa, l.a, Arikewuyo, k.a, Olowofela, e.o.和sanyaoolu, w.a.(2022)。尼日利亚非利息收入和存款货币银行(dmb)的表现。意义[j] .经济研究,11(1),31-42。https://doi.org/10.15408/sjie.v11i1.15469。
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