Research on Liability Insurance for Radioactive Sources and Suggestions to China

Abstract

Radioactive source liability insurance refers to the form of insurance in which the insurer shall be liable for compensation according to law when the insured uses radioactive sources to cause radiation damage or environmental pollution to a third party and is claimed for compensation. This paper deeply investigates the practical experience of various countries in the field of radioactive source liability insurance; this type of insurance has a lot of mature application experience in Europe & US, the two major nuclear damage compensation convention systems have not yet stipulated the liability insurance of radioactive sources, European countries have a strong awareness of applying for radioactive source liability insurance. Then it makes a detailed analysis of the current laws and regulations in the field of nuclear technology utilization and the current situation of liability insurance in the field of radioactive sources in China. At present, there is no special law on liability insurance in the field of radioactive sources, there are still several problems, including the weak awareness of risk prevention of enterprises using nuclear technology, the lack of social responsibility of some enterprises and their unwillingness to buy insurance. In order to solve the above problems, the following four recommendations are made. First, improve the legal and policy system of radioactive source liability insurance in China. Second, pilot the implementation of radioactive source compulsory liability insurance in high-risk industries or enterprises. Third, promote personalized insurance rates and insurance limits. Fourth, carry out health damage insurance for employees in the field of radioactive sources at an appropriate time. Finally, it provides a strong and valuable reference for the future radioactive source liability insurance in China.