Evaluation of Micro, Small And Medium Enterprises (MSMES) Financing Policies For MSME Actors In Yogyakarta

Gusti Gede Heru Marwanto, A. N. Rahmadi, N. Yap
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引用次数: 1

Abstract

The purpose of this study is to analyze financing policies for Micro, Small and Medium Enterprises (MSMEs) in the Special Region of Yogyakarta.   Because MSMEs are the type of economic activity that is most widely carried out by the Indonesian people as a fulcrum in obtaining income for their survival. The role of MSMEs in the Indonesian economy is not only as an absorber of labor because the percentage reaches 90% when compared to large businesses, but also able to introduce various local products to the international world. The type of research carried out is qualitative research with descriptive analytical methods, descriptive data analysis. The results showed that the development of MSME business actors showed an increase. The main obstacles faced by MSME actors are limited business management and fear of taking risks. The lack of coaching and involvement of related agencies is also considered as a factor in the slow development of their business.  However, the role of the government is needed in the sustainability and improvement of MSMEs in Yogyakarta.
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日惹中小微企业(MSMES)融资政策评价
本研究旨在分析日惹特区中小微企业(MSMEs)的融资政策。因为中小微企业是印尼人民最广泛从事的一种经济活动,是他们获得生存收入的支点。中小微企业在印尼经济中的作用不仅是作为劳动力的吸收者,因为与大企业相比,中小微企业的比例达到90%,而且还能够向国际世界介绍各种当地产品。所进行的研究类型是定性研究,采用描述性分析方法,描述性数据分析。结果表明,中小微企业经营主体的发展呈现增长趋势。中小微企业行动者面临的主要障碍是有限的业务管理和害怕承担风险。缺乏相关机构的指导和参与也被认为是其业务发展缓慢的一个因素。然而,政府在日惹中小微企业的可持续发展和改善方面需要发挥作用。
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