Simmons First National Corp.†

Abstract

Commercial Banking (MIC: SIC: 6021 NAIC: 522110)

Simmons First National is a financial holding company. Co.'s key bank subsidiary is Simmons First National Bank, whose primary market area, with the exception of its nationally provided credit card product, is Central and Western Arkansas. Through its subsidiaries, Co. provides banking services, including consumer (credit card, student and other consumer), real estate (construction, single family residential and other commercial) and commercial loans, checking, savings and time deposits, trust and investment management services, and securities and investment services to individuals and businesses. As of Dec 31 2007, Co. had total assets of $2.69 billion and deposits of $2.18 billion.