Peran Literasi Keuangan dalam Memutuskan Pembelian Logam Mulia pada Masyarakat Tambun Selatan

Arief Teguh Nugroho, Sunita Dasman, Yuhaning Praborini
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Abstract

Gold is a precious metal that is loved by many people. Precious metals are no stranger to socienty,in general, precious metals that are known to public are precious metals in the form of jewelry. The research objective was to determine the effect of product knowledge, brand image, and lifestyle on Antam's precious metal purchasing decisions. This study uses a quantitative research model, with a sampling method using non-probablity sampling with a purposive sampling technique. The number of samples in this study was 96 which was rounded off to 100 respondents. Methods of data collection by means of observation, interviews, literature study, and distributing questionnaires through the Google Form. . The data analysis method uses validity tests, reliability tests, and multiple linear regression analysis using SPSS version 25 program assistance. The results of this study indicate that there is a significant positive effect of product knowledge on purchasing decisions for Antam's precious metal consumers, there is a significant positive influence for brand image on purchasing decisions for Antam's precious metal consumers, and there is no significant influence of lifestyle on purchasing decisions for Antam's precious metal consumers. From the results of the research findings that have been carried out, there are two hypotheses that have an effect, and there are one hypotheses that state that they have no effect.
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金融知识在南坦本社区决定购买贵金属中的作用
黄金是一种深受人们喜爱的贵金属。贵金属对于社会而言并不陌生,一般来说,公众熟知的贵金属是珠宝形式的贵金属。本研究旨在确定产品知识、品牌形象和生活方式对 Antam 贵金属购买决策的影响。本研究采用定量研究模式,抽样方法是使用目的性抽样技术的非概率抽样。本研究的样本数量为 96 个,取整后为 100 个受访者。数据收集方法包括观察、访谈、文献研究以及通过谷歌表格发放问卷。.数据分析方法使用 SPSS 25 版程序辅助进行有效性测试、可靠性测试和多元线性回归分析。研究结果表明,产品知识对安塔姆贵金属消费者的购买决策有显著的正向影响,品牌形象对安塔姆贵金属消费者的购买决策有显著的正向影响,而生活方式对安塔姆贵金属消费者的购买决策没有显著影响。从已进行的研究结果来看,有两个假设有影响,有一个假设没有影响。
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