Pengaruh Keamanan dan Kenyamanan terhadap Niat Masyarakat untuk Beralih dari Penggunaan Bank Konvensional ke Bank Digital

Shandina Aulia, Siska Arlina Hakim, Sophia Marsiska
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Abstract

The aim of this research is to find out the security and convenience that influences people to switch from the use of conventional banking to digital banking and to know the people’s intention to switch to using digital banks. This type of research is primary data research, data that is processed as number obtained from the scale of questionnaires that the researcher spread to respondents, and porsessed using SPSS 26 Software. The sample in this study amounted to 109 respondents. Research result show that security (X1) and convenience (X2) affect the (Y) intention of people to switch to digital banking
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安全性和便利性对公众从使用传统银行转向数字银行的意向的影响
本研究旨在找出影响人们从使用传统银行转向使用数字银行的安全性和便利性,并了解人们转向使用数字银行的意向。这类研究属于原始数据研究,数据是由研究人员向受访者发放的调查问卷中获得的数字进行处理,并使用 SPSS 26 软件进行评估。本研究的样本为 109 名受访者。研究结果显示,安全性(X1)和便利性(X2)影响了人们转用数字银行的意向(Y)
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