{"title":"Co-contribution Opportunities for Superannuation Funds and Policy-Makers","authors":"Rohan Best","doi":"10.1111/1467-8462.12548","DOIUrl":null,"url":null,"abstract":"<p>This article explores enhancement opportunities for Australian Government co-contributions to superannuation accounts. The article's empirical foundation includes the distributions for variables related to saving, investment and risk perceptions in the 2022 wave of the Household, Income and Labour Dynamics in Australia (HILDA) Survey. As income or wealth increase, there are increases in the probabilities of individuals making additional superannuation contributions, having a saving horizon of at least five years, and being prepared to take more than average investment risks. Four policy changes are suggested in the article, with the potential for superannuation funds to independently implement some of these changes.</p>","PeriodicalId":46348,"journal":{"name":"Australian Economic Review","volume":"57 1","pages":"73-81"},"PeriodicalIF":1.0000,"publicationDate":"2024-03-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1111/1467-8462.12548","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Australian Economic Review","FirstCategoryId":"96","ListUrlMain":"https://onlinelibrary.wiley.com/doi/10.1111/1467-8462.12548","RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q3","JCRName":"ECONOMICS","Score":null,"Total":0}
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Abstract
This article explores enhancement opportunities for Australian Government co-contributions to superannuation accounts. The article's empirical foundation includes the distributions for variables related to saving, investment and risk perceptions in the 2022 wave of the Household, Income and Labour Dynamics in Australia (HILDA) Survey. As income or wealth increase, there are increases in the probabilities of individuals making additional superannuation contributions, having a saving horizon of at least five years, and being prepared to take more than average investment risks. Four policy changes are suggested in the article, with the potential for superannuation funds to independently implement some of these changes.
期刊介绍：
An applied economics journal with a strong policy orientation, The Australian Economic Review publishes high-quality articles applying economic analysis to a wide range of macroeconomic and microeconomic topics relevant to both economic and social policy issues. Produced by the Melbourne Institute of Applied Economic and Social Research, it is the leading journal of its kind in Australia and the Asia-Pacific region. While it is of special interest to Australian academics, students, policy makers, and others interested in the Australian economy, the journal also considers matters of international interest.
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