Solvency Ratio Analysis to Assess Financial Performance in Insurance Companies: Case Study PT. Taspen Life Insurance

Anita Sumartinih
{"title":"Solvency Ratio Analysis to Assess Financial Performance in Insurance Companies: Case Study PT. Taspen Life Insurance","authors":"Anita Sumartinih","doi":"10.59141/jiss.v5i03.1048","DOIUrl":null,"url":null,"abstract":"Assessing a company's financial performance is a very important thing to do. Financial performance assessment can also show the extent of the company's success in achieving its goals. The research object focuses on the problem of solvency ratio analysis to assess financial performance in the case study insurance company PT. Taspen Life Insurance. PT. Taspen Life Insurance is a subsidiary of PT TASPEN (Persero) with 99.97% share ownership and 0.03% shares owned by the Taspen Jakarta Employees Cooperative. Taspen Life provides a variety of group and individual life insurance product solutions that have the benefits of life protection, future and old age planning, education funds, and critical illness insurance. This research aims to determine the company's performance assessment through analysis of the solvency ratio at PT. Taspen Life Insurance. The subject of this research is PT. Taspen Life Insurance. The method used in this research is the analytical descriptive method. The type of data used is secondary data obtained from the PT company performance report website. Taspen Life Insurance in 2018, 2019, 2020, 2021, 2022. Based on the results of the study, the analysis of the solvency ratio on PT. Taspen Life Insurance in 2018, 2019, 2020, and 2022 is considered to have poor financial performance because its solvency level exceeds 200%. In 2021, the achievement of the solvency ratio of PT. Taspen Life Insurance is less than 200%, which can be interpreted as the financial performance of PT. Taspen Life Insurance in 2021 is considered quite good.","PeriodicalId":500768,"journal":{"name":"Jurnal Indonesia Sosial Sains","volume":"24 5","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2024-03-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Jurnal Indonesia Sosial Sains","FirstCategoryId":"0","ListUrlMain":"https://doi.org/10.59141/jiss.v5i03.1048","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0

Abstract

Assessing a company's financial performance is a very important thing to do. Financial performance assessment can also show the extent of the company's success in achieving its goals. The research object focuses on the problem of solvency ratio analysis to assess financial performance in the case study insurance company PT. Taspen Life Insurance. PT. Taspen Life Insurance is a subsidiary of PT TASPEN (Persero) with 99.97% share ownership and 0.03% shares owned by the Taspen Jakarta Employees Cooperative. Taspen Life provides a variety of group and individual life insurance product solutions that have the benefits of life protection, future and old age planning, education funds, and critical illness insurance. This research aims to determine the company's performance assessment through analysis of the solvency ratio at PT. Taspen Life Insurance. The subject of this research is PT. Taspen Life Insurance. The method used in this research is the analytical descriptive method. The type of data used is secondary data obtained from the PT company performance report website. Taspen Life Insurance in 2018, 2019, 2020, 2021, 2022. Based on the results of the study, the analysis of the solvency ratio on PT. Taspen Life Insurance in 2018, 2019, 2020, and 2022 is considered to have poor financial performance because its solvency level exceeds 200%. In 2021, the achievement of the solvency ratio of PT. Taspen Life Insurance is less than 200%, which can be interpreted as the financial performance of PT. Taspen Life Insurance in 2021 is considered quite good.
查看原文
分享 分享
微信好友 朋友圈 QQ好友 复制链接
本刊更多论文
评估保险公司财务业绩的偿付能力比率分析:案例研究 PT.塔斯朋人寿保险公司
评估公司的财务业绩是一件非常重要的事情。财务业绩评估还可以显示公司实现其目标的成功程度。研究对象主要关注偿付能力比率分析问题,以评估案例研究保险公司 PT.Taspen Life Insurance.PT.Taspen Life Insurance 是 PT TASPEN (Persero) 的子公司,拥有 99.97% 的股份,雅加达 Taspen 员工合作社拥有 0.03% 的股份。Taspen Life 提供各种团体和个人人寿保险产品解决方案,具有人寿保障、未来和养老规划、教育基金和重大疾病保险等优点。本研究旨在通过分析 PT.Taspen人寿保险公司的偿付能力比率进行分析,从而确定公司的业绩评估。本研究的对象是 PT.Taspen Life Insurance。本研究采用的方法是分析描述法。使用的数据类型是从PT公司业绩报告网站获取的二手数据。Taspen Life Insurance在2018年、2019年、2020年、2021年、2022年的业绩。根据研究结果,分析了 PT.Taspen人寿保险公司2018年、2019年、2020年、2022年的偿付能力水平超过200%,因此被认为财务表现不佳。2021 年,PT.Taspen Life Insurance 2021 年的偿付能力充足率低于 200%,这可以解释为 PT.Taspen 人寿保险公司 2021 年的财务业绩被认为相当不错。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
求助全文
约1分钟内获得全文 去求助
来源期刊
自引率
0.00%
发文量
0
期刊最新文献
Designing a Game Board to Educate Children in Getting to Know the History of the Majapahit Kingdom Digital-Based Sharia Marketing Strategy to Increase Sales at The Ciwaringin Natural Dye Writing Batik Center Cirebon Moral Values and Social Values in the Novel Sawitri dan Tujuh Pohon Kelahiran by Mashdar Zainal as an Effort to Select Learning Materials for Literary Appreciation Redesign of the Galaxy Gym Tembung Logo as Brand Identity Jayapura Regency Government's Strategy in Flood Disaster Management in Sentani District
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
0
微信
客服QQ
Book学术公众号 扫码关注我们
反馈
×
意见反馈
请填写您的意见或建议
请填写您的手机或邮箱
已复制链接
已复制链接
快去分享给好友吧!
我知道了
×
扫码分享
扫码分享
Book学术官方微信
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术
文献互助 智能选刊 最新文献 互助须知 联系我们:info@booksci.cn
Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。
Copyright © 2023 Book学术 All rights reserved.
ghs 京公网安备 11010802042870号 京ICP备2023020795号-1