The Influence of Socio-Economic Factors on Savings and Investment Decisions of School Teachers - A Study with Reference to Women Teachers in Kodagu District of Karnataka

Shailashree K., P. S. Aithal
{"title":"The Influence of Socio-Economic Factors on Savings and Investment Decisions of School Teachers - A Study with Reference to Women Teachers in Kodagu District of Karnataka","authors":"Shailashree K., P. S. Aithal","doi":"10.47992/ijmts.2581.6012.0331","DOIUrl":null,"url":null,"abstract":"Purpose: This study looks at how socio-economic factors affect school teachers' choices about what to save and invest their money in. It focuses on women teachers in the beautiful and culturally diverse Kodagu district of Karnataka, India. Because of changing social roles and changing financial situations, this study tries to explain the many factors that affect the financial decisions of this important part of the teaching workforce. The study uses a strong research method, such as surveys and data analysis, to look at how women teachers in Kodagu handle their money. The study uses statistical methods like regression models and correlation analyses to look at the collected data and try to figure out the complex connections between different socio-economic factors and financial choices (savings and investments) of women teachers.\nAs part of this qualitative study, women teachers from Kodagu district were asked to describe how they think socioeconomic factors affect their choices about how much to save and spend. It was found that there are no significant variations based on the level of education, marital status, or yearly income. When it came to women teachers, age, employment status, and spending habits were found to have a positive impact on the decision-making process.\nDesign/Methodology: The research relies on primary and secondary data, the study stares at how women teachers save and invest their money. Primary data was gathered through structured questionnaires sent to women teachers working in different schools in the Kodagu district. Secondary data collected from websites, journals, newspapers, magazines, reports, and case studies. The developed conceptual model is empirically proved and analysed using ABCD analysis framework.\nOriginality/value: The Influence of Socio-Economic Factors on Savings and Investment Decisions of School Teachers - A Study with Reference to Women Teachers in Kodagu District of Karnataka, it is helpful to women teachers to know the reason which factors more influencing them towards savings and investment decision and also useful to the investment policy makers where they can concentrate to attract women teachers towards their investment.\nPaper type: Empirical research","PeriodicalId":504356,"journal":{"name":"International Journal of Management, Technology, and Social Sciences","volume":null,"pages":null},"PeriodicalIF":0.0000,"publicationDate":"2024-01-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"1","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"International Journal of Management, Technology, and Social Sciences","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.47992/ijmts.2581.6012.0331","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 1

Abstract

Purpose: This study looks at how socio-economic factors affect school teachers' choices about what to save and invest their money in. It focuses on women teachers in the beautiful and culturally diverse Kodagu district of Karnataka, India. Because of changing social roles and changing financial situations, this study tries to explain the many factors that affect the financial decisions of this important part of the teaching workforce. The study uses a strong research method, such as surveys and data analysis, to look at how women teachers in Kodagu handle their money. The study uses statistical methods like regression models and correlation analyses to look at the collected data and try to figure out the complex connections between different socio-economic factors and financial choices (savings and investments) of women teachers. As part of this qualitative study, women teachers from Kodagu district were asked to describe how they think socioeconomic factors affect their choices about how much to save and spend. It was found that there are no significant variations based on the level of education, marital status, or yearly income. When it came to women teachers, age, employment status, and spending habits were found to have a positive impact on the decision-making process. Design/Methodology: The research relies on primary and secondary data, the study stares at how women teachers save and invest their money. Primary data was gathered through structured questionnaires sent to women teachers working in different schools in the Kodagu district. Secondary data collected from websites, journals, newspapers, magazines, reports, and case studies. The developed conceptual model is empirically proved and analysed using ABCD analysis framework. Originality/value: The Influence of Socio-Economic Factors on Savings and Investment Decisions of School Teachers - A Study with Reference to Women Teachers in Kodagu District of Karnataka, it is helpful to women teachers to know the reason which factors more influencing them towards savings and investment decision and also useful to the investment policy makers where they can concentrate to attract women teachers towards their investment. Paper type: Empirical research
查看原文
分享 分享
微信好友 朋友圈 QQ好友 复制链接
本刊更多论文
社会经济因素对学校教师储蓄和投资决策的影响--以卡纳塔克邦科达古县女教师为对象的研究
目的:本研究探讨了社会经济因素如何影响学校教师在储蓄和投资方面的选择。研究重点是印度卡纳塔克邦美丽且文化多样的科达古地区的女教师。由于社会角色的变化和财务状况的变化,本研究试图解释影响教师队伍中这一重要组成部分的财务决策的诸多因素。本研究采用了调查和数据分析等强有力的研究方法,来探讨科达古的女教师是如何处理自己的钱财的。作为定性研究的一部分,科达古地区的女教师被要求描述她们认为社会经济因素如何影响她们的储蓄和支出选择。研究发现,教育水平、婚姻状况或年收入并无明显差异。就女教师而言,年龄、就业状况和消费习惯对决策过程有积极影响:研究依赖于第一手和第二手数据,关注女教师如何储蓄和投资。原始数据是通过向在科达古地区不同学校工作的女教师发放结构化问卷收集的。二手数据收集自网站、期刊、报纸、杂志、报告和案例研究。采用 ABCD 分析框架对所开发的概念模型进行了实证和分析:社会经济因素对学校教师储蓄和投资决策的影响--以卡纳塔克邦科达古县女教师为参照的研究》有助于女教师了解哪些因素更能影响她们做出储蓄和投资决策,也有助于投资政策制定者集中精力吸引女教师进行投资:实证研究
本文章由计算机程序翻译,如有差异,请以英文原文为准。
求助全文
约1分钟内获得全文 去求助
来源期刊
自引率
0.00%
发文量
0
期刊最新文献
Predictive Models for Optimal Irrigation Scheduling and Water Management: A Review of AI and ML Approaches Workforce Diversity in an Organization – A Quantitative ABCD Analysis Review of Literature and Research Plan on the Emancipation of Political Rights for Women within the Modern Democratic Regime in India An Exploratory Analysis of Variables Shaping Consumer Decision-Making in the Purchase of Kitchen Appliances Within Shopping Mall Environments Exploring the Application of the Body Image Concern Inventory Scale in Diverse Research Studies
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
0
微信
客服QQ
Book学术公众号 扫码关注我们
反馈
×
意见反馈
请填写您的意见或建议
请填写您的手机或邮箱
已复制链接
已复制链接
快去分享给好友吧!
我知道了
×
扫码分享
扫码分享
Book学术官方微信
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术
文献互助 智能选刊 最新文献 互助须知 联系我们:info@booksci.cn
Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。
Copyright © 2023 Book学术 All rights reserved.
ghs 京公网安备 11010802042870号 京ICP备2023020795号-1