The Intention of Young Muslim Generation to Use the Islamic E-Wallet Services in Indonesia

IF 17.7 1区化学 Q1 CHEMISTRY, MULTIDISCIPLINARY Accounts of Chemical Research Pub Date : 2024-04-11 DOI:10.15408/etk.v23i1.37452

Handi Risza

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Abstract

Research Originality: Technological developments have changed human behavior in economic activities, including payment methods that use e-wallets. On the other hand, consumers also need an e-wallet that complies with Sharia principles. The COVID-19 pandemic forced consumers to use digital payment methods. However, the number of studies related to the continued usage of Islamic e-wallets in Indonesia remains limited.Research Objectives: Hence, our study examines the factors influencing a person's intention to use an Islamic e-wallet.Research Method: The theoretical framework used in this study is the Technology Acceptance Model. The analysis technique employed is multiple regression analysis using 371 respondents.Result: Empirical results indicate that the factors influencing a person's intention to use an Islamic e-wallet are usability, ease of use, trustworthiness, and religiosity. However, the risk variable does not significantly affect a person's intention to use an Islamic e-wallet. Implication: These results imply that companies must improve the features and services of Islamic e-wallet applications.JEL Classification: D10, G29How to Cite:Risza, H. (2024). The Intention of Young Muslim Generation Using the Islamic E-wallet Services in Indonesia. Etikonomi, 23(1), 219 – 232. https://doi.org/10.15408/etk.v23i1.37452.

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印度尼西亚年轻穆斯林一代使用伊斯兰电子钱包服务的意向

研究独创性：技术发展改变了人类的经济活动行为，包括使用电子钱包的支付方式。另一方面，消费者也需要符合伊斯兰教法原则的电子钱包。COVID-19 的流行迫使消费者使用数字支付方式。然而，与印尼伊斯兰电子钱包的持续使用相关的研究数量仍然有限：因此，我们的研究将探讨影响个人使用伊斯兰电子钱包意向的因素：本研究采用的理论框架是技术接受模型。采用的分析技术是多元回归分析法，受访者为 371 人：实证结果表明，影响个人使用伊斯兰电子钱包意向的因素包括可用性、易用性、可信度和宗教信仰。然而，风险变量对个人使用伊斯兰电子钱包的意向影响不大。意义：这些结果表明，公司必须改进伊斯兰电子钱包应用的功能和服务：D10, G29How to Cite:Risza, H. (2024).印度尼西亚年轻穆斯林一代使用伊斯兰电子钱包服务的意向》。Etikonomi, 23(1), 219 - 232. https://doi.org/10.15408/etk.v23i1.37452.

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来源期刊

Accounts of Chemical Research 化学-化学综合

CiteScore

31.40

自引率

1.10%

发文量

312

审稿时长

2 months

期刊介绍： Accounts of Chemical Research presents short, concise and critical articles offering easy-to-read overviews of basic research and applications in all areas of chemistry and biochemistry. These short reviews focus on research from the author’s own laboratory and are designed to teach the reader about a research project. In addition, Accounts of Chemical Research publishes commentaries that give an informed opinion on a current research problem. Special Issues online are devoted to a single topic of unusual activity and significance. Accounts of Chemical Research replaces the traditional article abstract with an article "Conspectus." These entries synopsize the research affording the reader a closer look at the content and significance of an article. Through this provision of a more detailed description of the article contents, the Conspectus enhances the article's discoverability by search engines and the exposure for the research.