Cryptocurrency in Fintech: Transformative Trends, Challenges, and Future Implications

Yamini Peeush Dwivedi, Niharika Singh
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Abstract

This research paper explores the transformative role of cryptocurrency within the fintech landscape, analyzing its impact on traditional financial services, regulatory challenges, and future implications. The study integrates a comprehensive review of existing literature, employs a mixed-methods research approach, including statistical analysis, and presents findings through well-structured tables and charts. The paper concludes with key insights into the evolving relationship between cryptocurrency and fintech. Finally, this paper discusses the future implications of cryptocurrency in fintech, including its potential to democratize financial services, redefine monetary policies, and revolutionize global transactions. Understanding these dynamics is crucial for stakeholders, policymakers, and innovators to navigate the rapidly evolving landscape of cryptocurrency within fintech and harness its transformative potential effectively.
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金融科技中的加密货币:变革趋势、挑战和未来影响
本研究论文探讨了加密货币在金融科技领域的变革作用,分析了其对传统金融服务的影响、监管挑战和未来影响。本研究全面回顾了现有文献,采用了包括统计分析在内的混合研究方法,并通过结构合理的表格和图表展示了研究结果。本文最后对加密货币与金融科技之间不断演变的关系提出了重要见解。最后,本文讨论了加密货币对金融科技的未来影响,包括其实现金融服务民主化、重新定义货币政策和彻底改变全球交易的潜力。了解这些动态对于利益相关者、政策制定者和创新者来说至关重要,有助于他们驾驭金融科技中快速发展的加密货币,并有效利用其变革潜力。
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