The role of digital financial inclusion in promoting common prosperity: Evidence from Inner Mongolia

IF 7.5 1区经济学 Q1 BUSINESS, FINANCE International Review of Financial Analysis Pub Date : 2025-02-17 DOI:10.1016/j.irfa.2025.103996

Wuyunzhaola Borjigin, Sarula He, Huixian Xu

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Abstract

Inner Mongolia is a multiethnic border region in China that faces challenges in achieving common social prosperity due to regional developmental imbalances and cultural differences. Digital financial inclusion, which leverages digital technology to break down regional barriers, offers a feasible method of addressing these issues, but little-to-no research has been produced in this area. Hence, this study uses digital financial inclusion index data from 12 cities, spanning 2013–2022, to construct a regional common prosperity index. Then, spatial econometric methods are applied to systematically analyze the impact of digital financial inclusion and its subdimensions on common prosperity. The findings indicate that a significant positive impact is provided, along with positive spatial spillover effects. Heterogeneity analysis reveals that the impact varies across dimensions and regions, which allows for strategy recommendations for strengthening cross-regional integration and sharing digital financial services. Thus, practical insights and policy recommendations are provided.

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来源期刊

International Review of Financial Analysis BUSINESS, FINANCE-

CiteScore

10.30

自引率

9.80%

发文量

366

期刊介绍： The International Review of Financial Analysis (IRFA) is an impartial refereed journal designed to serve as a platform for high-quality financial research. It welcomes a diverse range of financial research topics and maintains an unbiased selection process. While not limited to U.S.-centric subjects, IRFA, as its title suggests, is open to valuable research contributions from around the world.