MICROCRÉDITO E TRABALHO NAS RUAS: desafios no contexto brasileiro

Abstract

This article aims to diagnose the profile of microcredit users in the main financial institutions in Brazil to verify whether street workers such as street vendors and street vendors are reached by this financial inclusion program. A bibliographic review on informal work and microcredit was used, focusing on its conditional characteristics and focusing on the target audience. Subsequently, secondary research was carried out on the institutional websites of the main public banks that provide microfinance or microcredit services. The results showed the existence of few public institutions that offer microcredits to street workers such as street vendors and informal or formal street vendors. In addition, there is the hypothesis that most of