{"title":"Your car is your credit: Using research to curb predatory car title lending","authors":"Jean Ann Fox","doi":"10.1111/joca.12557","DOIUrl":null,"url":null,"abstract":"<p>This article is an edited version of the 2023 Esther Peterson Consumer Policy Forum lecture delivered at the American Council on Consumer Interests annual conference in May 2023<i>.</i> It uses the car title loan product to illustrate the information necessary to improve the credit market for vulnerable consumers. It provides ideas for research that would inform work to reform consumer loans secured by ownership of a vehicle.</p>","PeriodicalId":47976,"journal":{"name":"Journal of Consumer Affairs","volume":"57 3","pages":"989-999"},"PeriodicalIF":2.5000,"publicationDate":"2023-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of Consumer Affairs","FirstCategoryId":"96","ListUrlMain":"https://onlinelibrary.wiley.com/doi/10.1111/joca.12557","RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q3","JCRName":"BUSINESS","Score":null,"Total":0}
引用次数: 0
Abstract
This article is an edited version of the 2023 Esther Peterson Consumer Policy Forum lecture delivered at the American Council on Consumer Interests annual conference in May 2023. It uses the car title loan product to illustrate the information necessary to improve the credit market for vulnerable consumers. It provides ideas for research that would inform work to reform consumer loans secured by ownership of a vehicle.
期刊介绍：
The ISI impact score of Journal of Consumer Affairs now places it among the leading business journals and one of the top handful of marketing- related publications. The immediacy index score, showing how swiftly the published studies are cited or applied in other publications, places JCA seventh of those same 77 journals. More importantly, in these difficult economic times, JCA is the leading journal whose focus for over four decades has been on the interests of consumers in the marketplace. With the journal"s origins in the consumer movement and consumer protection concerns, the focus for papers in terms of both research questions and implications must involve the consumer"s interest and topics must be addressed from the consumers point of view.
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