Innovations for success and scale-up: an analysis of Bandhan’s Targeting the Hard Core Poor programme in India

Smita Premchander, Aindrila Mokkapati, Sumit Dutta
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引用次数: 2

Abstract

Across the world, programmes that reach the ultra-poor have a similar design, with few differences. Based on secondary literature and practical experience, this paper describes the key features, and examines the innovations and adaptations of the scale-up and replications of these programmes. A participatory review of the Targeting the Hard Core Poor programme forms the basis of the discussions, with references to CFPR, CLP, and CAIM programmes. The paper highlights very high success rates of ultra-poor programmes across the world and in India. The critical adaptations in replication include preference to inclusion errors over exclusion errors, confidence building of the ultra-poor women, an expanded choice of enterprises, flexible graduation indicators, and rigorous monitoring systems. Areas of further research include studying the sustainability of village-level institutions for protection of the ultra-poor. The paper cautions that ultra-poor programmes should not replace official social protection sche...
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促进成功和扩大规模的创新:对印度Bandhan的“针对核心贫困人口”项目的分析
在世界范围内,针对极端贫困人口的项目设计相似,几乎没有什么不同。基于二手文献和实践经验,本文描述了这些计划的主要特点,并研究了这些计划的创新和适应的扩大和复制。针对赤贫人口方案的参与性审查构成了讨论的基础,并参考了CFPR、CLP和CAIM方案。这篇论文强调了世界各地和印度的极端贫困项目非常高的成功率。复制过程中的关键调整包括优先考虑包含错误而不是排除错误、建立极端贫困妇女的信心、扩大企业选择、灵活的毕业指标和严格的监测系统。进一步研究的领域包括研究保护赤贫人口的村级机构的可持续性。这篇论文警告说,极端贫困项目不应该取代官方的社会保障计划。
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来源期刊
Enterprise Development and Microfinance
Enterprise Development and Microfinance Social Sciences-Development
CiteScore
0.60
自引率
0.00%
发文量
16
期刊介绍: EDM encourages critical thinking on how market systems can be more inclusive and sustainable, with concrete implications for designing, implementing, and evaluating business support programmes. EDM is essential reading for practitioners, researchers, donors, policymakers, and finance specialists engaged in market-related activities involving poor people in the global South. The coverage includes but is not restricted to: • Financial inclusion (inclusive financial services and products) • Emerging financing models (impact investment, responsible finance, social lending) • Value chain analysis and development • Inclusive business models • Equity (gender, youth, marginalized) in access to financial services and value chains • Political and regulatory framework for SME development and financial services • ICT for business development and financial services • Sustainability standards • Advisory services for SMEs • Impact assessment.
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