Credit Support Policy Affecting the Development of the Small and Medium Enterprises Post-Covid-19 in Vietnam

IF 1.2 Q3 ECONOMICS Montenegrin Journal of Economics Pub Date : 2023-04-15 DOI:10.14254/1800-5845/2023.19-2.17

P. Tam

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Abstract

From 2020 until now, the Covid-19 pandemic has significantly impacted businesses in general and small and medium enterprises (SMEs) in Vietnam in particular. The successive waves of the Covid-19 epidemic with complicated developments have seriously affected all aspects of life, production, and busi-ness. Many businesses have weakened their reserves and even exhausted their finances to overcome the epidemic. To deal with the epidemic, the Government urgently implemented many fiscal and monetary policies. Thus, the paper's main objective is to study various factors affecting the development of Vietnam's small and medium enterprises. This article surveyed data from 550 managers working at small and medium enterprises and used structural equation modeling (SEM) and SPSS 20.0, Amos software. The paper finds five factors affecting small and medium enterprises development with a sig-nificance level of 0.01, and five hypotheses are accepted. The article's nov-elty is finding out the credit support policy factor that has the most substantial impact on the development of small and medium enterprises. Finally, the author proposed policy recommendations to support small and medium enterprises develop a safe, healthy, and sustainable post-Covid-19. Moreover, this article shows the actual situation of implementing a credit support policy to help Vietnamese businesses affected by the Covid-19 epidemic. © 2023, Economic Laboratory for Transition Research. All rights reserved.

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影响19世纪后越南中小企业发展的信贷支持政策

从2020年到现在，新冠肺炎疫情对越南的一般企业，尤其是中小企业产生了重大影响。新冠肺炎疫情一波接一波，发展复杂，严重影响了生活、生产和商业的方方面面。为了战胜疫情，许多企业已经减少了储备，甚至耗尽了财务。为了应对疫情，政府紧急实施了许多财政和货币政策。因此，本文的主要目的是研究影响越南中小企业发展的各种因素。本文采用结构方程建模（SEM）和SPSS 20.0、Amos软件对550名中小企业管理人员的数据进行了调查。本文发现了影响中小企业发展的五个因素，其显著性水平为0.01，并接受了五个假设。本文旨在找出对中小企业发展影响最大的信贷支持政策因素。最后，作者提出了支持中小企业发展安全、健康和可持续的新冠肺炎后的政策建议。此外，本文展示了实施信贷支持政策以帮助受新冠肺炎疫情影响的越南企业的实际情况。©2023，转型研究经济实验室。保留所有权利。

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来源期刊

Montenegrin Journal of Economics ECONOMICS-

CiteScore

3.90

自引率

0.00%

发文量

审稿时长

17 weeks

期刊介绍： “Montenegrin Journal of Economics” is an international scientific periodical, issued by NGO “Economic Laboratory for Transition Research” (ELIT) Podgorica, Montenegro. It publishes theoretical, empirical and applicative articles from all the areas of Economics. The journal is issued four times a year. Montenegrin Journal of Economics aspires to educate the widest public on contemporary research and achievements in various areas of economics and to expend the boundaries of economic knowledge. Montenegrin Journal of Economics aims to publish innovative, straightforward, challenging, analytical and review articles on economic phenomena, events and changes . The journal''s content aspires to be actual, relevant and interesting to a wide readership of economic specialties,. This includes publishing the articles of authors from various universities and schools of economics worldwide and their mutual cooperation. Areas of research include, but are not limited to, the following: Economic Theory, International Economics, and Transition Issues.