Islamic wealth management: ensuring the prosperity of Muslim households of MSMEs during Covid-19

A. Nurasyiah, Dhealika Syamputri, Rumaisah Azizah Al Adawiyah, A. Mahri, A. Ismail
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引用次数: 2

Abstract

Purpose This paper aims to get an overview and determine the effect of the level of application of Islamic wealth management (IWM) and the level of business continuity of Muslim owners in influencing the level of household prosperity of Muslim micro, small and medium enterprise (MSME) owners during the Covid-19 pandemic. Design/methodology/approach The method of hypothesis testing is carried out through a quantitative approach. The type of analysis tool used is partial least square-structural equation modeling. The sample used is 212 Muslim MSME owners in Indonesia. Findings The results showed that the level of application of IWM, the level of business sustainability and the level of household prosperity of Muslim MSME owners were in the high category. All variables in this study showed positive and significant results. Research limitations/implications The research conducted is still limited to households that act as MSME actors, so the respondents who are in it are still not diverse. Also, limited research tools and pandemic conditions led to filling out questionnaires based on respondents’ subjective views and difficulty asking questions when questions were not understood. Originality/value This research provides new insights focusing on the relationship between the variable level of application of IWM in influencing the welfare level of Muslim households who have MSMEs, where there is a role for the level of business sustainability as a mediator variable.
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伊斯兰财富管理:确保中小微企业穆斯林家庭在2019冠状病毒病期间的繁荣
本文旨在概述并确定在2019冠状病毒病大流行期间,伊斯兰财富管理(IWM)的应用水平和穆斯林所有者的业务连续性水平对穆斯林中小微企业(MSME)所有者家庭繁荣水平的影响。设计/方法/方法假设检验的方法是通过定量的方法进行的。使用的分析工具类型是偏最小二乘结构方程模型。使用的样本是印度尼西亚的212名穆斯林MSME所有者。结果表明:穆斯林中小微企业主的IWM应用水平、业务可持续性水平和家庭富裕水平均处于较高水平。本研究的所有变量均显示出积极且显著的结果。研究局限/启示本研究仍然局限于作为中小微企业行为者的家庭,因此参与调查的受访者仍然不多样化。此外,有限的研究工具和大流行的条件导致根据受访者的主观观点填写问卷,并且在不理解问题时难以提出问题。原创性/价值本研究提供了新的见解,重点关注IWM应用的变量水平与影响拥有中小微企业的穆斯林家庭福利水平之间的关系,其中业务可持续性水平作为中介变量发挥作用。
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来源期刊
CiteScore
4.40
自引率
11.10%
发文量
67
期刊介绍: The International Journal of Ethics and Systems (formerly named Humanomics, the International Journal of Systems and Ethics) is a multidisciplinary journal publishing peer review research on issues of ethics and morality affecting socio-scientific systems in epistemological perspectives. The journal covers diverse areas of a socio-scientific nature. The focus is on disseminating the theory and practice of morality and ethics as a system-oriented study defined by inter-causality between critical variables of given problems.
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