Developing agro-pastoral entrepreneurship: bundling blended finance and technology

E. Wakwabubi, Y. Ahmed, Stephen Omware
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引用次数: 1

Abstract

Development of agro-pastoral and pastoral entrepreneurship in arid and semi-arid lands (ASAL) of East Africa is constrained by lack of access to financial services, limited technology, and low capacity to engage in high value crop production. This is exacerbated by high risks associated with providing these services to pastoralist communities in ASAL areas in Kenya. The communities’ preference for ethical financial products and services has exacerbated this exclusion. This article presents a new intervention area that addresses these challenges. It argues that bundling ethical financial services with agricultural technology and capacity building positively affects entrepreneurship and income generation among pastoral communities that are transitioning into crop production. This article is based on the Islamic Relief Kenya (IRK) project implementation experience and participatory action and quantitative research conducted with randomly selected members of 180 Alpha Group Savings and Loans Associations (AGSLAs).
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发展农牧创业:金融与科技融合的捆绑
东非干旱和半干旱地区农牧业的发展受到缺乏金融服务、技术有限以及从事高价值作物生产能力低下的限制。向肯尼亚ASAL地区的牧民社区提供这些服务的高风险加剧了这种情况。社区对合乎道德的金融产品和服务的偏好加剧了这种排斥。本文提出了一个新的干预领域来应对这些挑战。它认为,将道德金融服务与农业技术和能力建设捆绑在一起,对正在向作物生产过渡的牧民社区的创业精神和创收产生了积极影响。本文基于对180个阿尔法集团储蓄和贷款协会(AGSLA)随机选择的成员进行的肯尼亚伊斯兰救济(IRK)项目实施经验、参与行动和定量研究。
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来源期刊
Enterprise Development and Microfinance
Enterprise Development and Microfinance Social Sciences-Development
CiteScore
0.60
自引率
0.00%
发文量
16
期刊介绍: EDM encourages critical thinking on how market systems can be more inclusive and sustainable, with concrete implications for designing, implementing, and evaluating business support programmes. EDM is essential reading for practitioners, researchers, donors, policymakers, and finance specialists engaged in market-related activities involving poor people in the global South. The coverage includes but is not restricted to: • Financial inclusion (inclusive financial services and products) • Emerging financing models (impact investment, responsible finance, social lending) • Value chain analysis and development • Inclusive business models • Equity (gender, youth, marginalized) in access to financial services and value chains • Political and regulatory framework for SME development and financial services • ICT for business development and financial services • Sustainability standards • Advisory services for SMEs • Impact assessment.
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