Darjana Darjana, Sudarso Kadero Wiryono, Deddy P. Koesrindartoto
{"title":"DOES CREDIT PERFORMANCE CHANGE IN THE POSTCOVID- 19? EVIDENCE FROM JAVA ISLAND, INDONESIA","authors":"Darjana Darjana, Sudarso Kadero Wiryono, Deddy P. Koesrindartoto","doi":"10.21098/bemp.v25i2.1826","DOIUrl":null,"url":null,"abstract":"This paper examines the impact of the COVID-19 pandemic on credit performance of banks in Java. We have used monthly panel data from January 2016 to December 2020 of the Java region. We find that the credit performance declines during the pandemic amid the economic downturn compared to the pre-COVID-19 period. Overall, ourfindings suggest that the delivery of credit types has been affected except working capital. Likewise, the credit for the main economic sectors is significantly influenced by the pandemic.","PeriodicalId":36737,"journal":{"name":"Buletin Ekonomi Moneter dan Perbankan","volume":null,"pages":null},"PeriodicalIF":0.0000,"publicationDate":"2022-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"1","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Buletin Ekonomi Moneter dan Perbankan","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.21098/bemp.v25i2.1826","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q2","JCRName":"Economics, Econometrics and Finance","Score":null,"Total":0}
引用次数: 1
Abstract
This paper examines the impact of the COVID-19 pandemic on credit performance of banks in Java. We have used monthly panel data from January 2016 to December 2020 of the Java region. We find that the credit performance declines during the pandemic amid the economic downturn compared to the pre-COVID-19 period. Overall, ourfindings suggest that the delivery of credit types has been affected except working capital. Likewise, the credit for the main economic sectors is significantly influenced by the pandemic.