Clustering driving styles via image processing

IF 1.5 Q3 BUSINESS, FINANCE Annals of Actuarial Science Pub Date : 2020-10-27 DOI:10.1017/S1748499520000317
Rui Zhu, M. Wüthrich
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引用次数: 5

Abstract

Abstract It has become of key interest in the insurance industry to understand and extract information from telematics car driving data. Telematics car driving data of individual car drivers can be summarised in so-called speed–acceleration heatmaps. The aim of this study is to cluster such speed–acceleration heatmaps to different categories by analysing similarities and differences in these heatmaps. Making use of local smoothness properties, we propose to process these heatmaps as RGB images. Clustering can then be achieved by involving supervised information via a transfer learning approach using the pre-trained AlexNet to extract discriminative features. The K-means algorithm is then applied on these extracted discriminative features for clustering. The experiment results in an improvement of heatmap clustering compared to classical approaches.
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基于图像处理的驾驶风格聚类
从远程信息处理汽车驾驶数据中理解和提取信息已成为保险行业关注的焦点。远程信息处理汽车驾驶数据的个别汽车司机可以总结在所谓的速度-加速度热图。本研究的目的是通过分析这些热图的相似性和差异性,将这些速度-加速度热图聚类到不同的类别。利用局部平滑特性,我们建议将这些热图处理为RGB图像。然后,通过使用预训练的AlexNet提取判别特征的迁移学习方法,通过涉及监督信息来实现聚类。然后将K-means算法应用于这些提取的判别特征进行聚类。实验结果表明,与经典方法相比,该方法对热图聚类有了改进。
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来源期刊
CiteScore
3.10
自引率
5.90%
发文量
22
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