Risk management in crop production based on the regional index

Q4 Biochemistry, Genetics and Molecular Biology Ratarstvo i Povrtarstvo Pub Date : 2017-01-01 DOI:10.5937/RATPOV54-11377
K. Željko, Marković Todor, Pajić Nemanja
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引用次数: 1

Abstract

Regional index insurance is one of the newer instruments for reducing losses in crop production. The regional index indicates the average yield or average production value in a region, representing the basis for the premium calculation and insurance benefits. The main advantage of this insurance model is that it does not require the damage assessment, which is one of major problems in the relationship between the insured and insurer. In the case of corn, wheat and sunflower production as the most important crops in the region of Ada municipality, the authors describe the methodology of application of the analysed insurance system. Implementation of this contemporary form of insurance in Serbia would reduce the negative financial consequences in agricultural production. The abovementioned model of insurance can be seen as a significant alternative to conventional insurance, which can increase insured area and number of insured, and trust and confidence in insurance companies would also be restored.
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基于区域指数的作物生产风险管理
区域指数保险是减少作物生产损失的新工具之一。区域指数是指一个地区的平均产量或平均产值,是保险费计算和保险收益的依据。这种保险模式的主要优点是不需要进行损害评估,而损害评估是被保险人与保险人之间关系的主要问题之一。在玉米、小麦和向日葵生产作为阿达市地区最重要的作物的情况下,作者描述了所分析的保险制度的应用方法。在塞尔维亚实施这种现代形式的保险将减少农业生产的负面财政后果。上述保险模式可以看作是传统保险的重要替代方案,可以增加保险面积和保险数量,也可以恢复对保险公司的信任和信心。
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来源期刊
Ratarstvo i Povrtarstvo
Ratarstvo i Povrtarstvo Agricultural and Biological Sciences-Soil Science
CiteScore
0.80
自引率
0.00%
发文量
4
审稿时长
4 weeks
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