{"title":"Financial inclusion of remittance recipients and non-recipients in Mexico","authors":"A. Pardo-Montaño, C. Dávila-Cervantes","doi":"10.3926/ic.2056","DOIUrl":null,"url":null,"abstract":"Purpose: Financial inclusion of remittance recipients has been seldom analyzed in Mexico. Studies about remittance reception have focused on the factors that explain their reception, their primary uses or whether they generate development in the receiving communities. We analyze the characteristics of remittance receiving and non-receiving households associated with their financial inclusion and the institutional actions aimed at fulfilling this task.Design/methodology/approach: We carried out a quantitative study using the National Financial Inclusion Survey of 2015. We calculated a principal component analysis to generate a financial inclusion index, a latent class analysis and a linear regression model to estimate the effect of remittance reception and the socio-demographic characteristics on financial inclusionFindings: We found that a low percentage of people have a high financial inclusion in Mexico. By focusing on the main characteristics of remittance recipients and non-recipients associated with financial inclusion, we found that the main variables that explain this inclusion are: age ¾the older the age, the more inclusion¾, being a head of household, schooling level ¾the more schooling, the more inclusion¾, living in urban areas, having a job, and receiving remittances.Originality/value: We highlight the importance of considering the economic benefits that financial inclusion generates, as well as the implications that indebtedness can bring to households.","PeriodicalId":45252,"journal":{"name":"Intangible Capital","volume":null,"pages":null},"PeriodicalIF":1.0000,"publicationDate":"2022-10-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Intangible Capital","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.3926/ic.2056","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q4","JCRName":"MANAGEMENT","Score":null,"Total":0}
引用次数: 0
Abstract
Purpose: Financial inclusion of remittance recipients has been seldom analyzed in Mexico. Studies about remittance reception have focused on the factors that explain their reception, their primary uses or whether they generate development in the receiving communities. We analyze the characteristics of remittance receiving and non-receiving households associated with their financial inclusion and the institutional actions aimed at fulfilling this task.Design/methodology/approach: We carried out a quantitative study using the National Financial Inclusion Survey of 2015. We calculated a principal component analysis to generate a financial inclusion index, a latent class analysis and a linear regression model to estimate the effect of remittance reception and the socio-demographic characteristics on financial inclusionFindings: We found that a low percentage of people have a high financial inclusion in Mexico. By focusing on the main characteristics of remittance recipients and non-recipients associated with financial inclusion, we found that the main variables that explain this inclusion are: age ¾the older the age, the more inclusion¾, being a head of household, schooling level ¾the more schooling, the more inclusion¾, living in urban areas, having a job, and receiving remittances.Originality/value: We highlight the importance of considering the economic benefits that financial inclusion generates, as well as the implications that indebtedness can bring to households.
期刊介绍：
The aim of Intangible Capital is to publish theoretical and empirical articles that contribute to contrast, extend and build theories that contribute to advance our understanding of phenomena related with management, and the management of intangibles, in organizations, from the perspectives of strategic management, human resource management, psychology, education, IT, supply chain management and accounting. The scientific research in management is grounded on theories developed from perspectives taken from a diversity of social sciences. Intangible Capital is open to publish articles that, from sociology, psychology, economics and industrial organization contribute to the scientific development of management and organizational science. Intangible Capital publishes scholar articles that contribute to contrast existing theories, or to build new theoretical approaches. The contributions can adopt confirmatory (quantitative) or explanatory (mainly qualitative) methodological approaches. Theoretical essays that enhance the building or extension of theoretical approaches are also welcome. Intangible Capital selects the articles to be published with a double bind, peer review system, following the practices of good scholarly journals. Intangible Capital publishes three regular issues per year following an open access policy. On-line publication allows to reduce publishing costs, and to make more agile the process of reviewing and edition. Intangible Capital defends that open access publishing fosters the advance of scientific knowledge, making it available to everyone. Intangible Capital publishes articles in English, Spanish and Catalan.
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