Evaluating the Consistency of Long-term Care Insurance Policy Using PMC Index Model

Abstract

The pilot of long-term care insurance (LTCI) system is an important step for constructing a national wide LTCI system in China. Based on the 57 LTCI policies developed in 15 pilot areas in China, this paper evaluated the LTCI policies by building a PMC index model with 10 primary variables and 44 two-level variables. The results showed that the PMC index valued between 6.00 and 9.22. Qingdao city was the only area which had the highest level of policy strength among the pilot areas. The main policy inconsistency related to the following six aspects: the security population, the financing source, the care services, the security level and the conditions of security.