Determinants of efficiency of Indonesian Islamic rural banks

IF 1.4 Q3 OPERATIONS RESEARCH & MANAGEMENT SCIENCE Decision Science Letters Pub Date : 2022-01-01 DOI:10.5267/j.dsl.2022.8.002

Endri Endri, Naning Fatmawatie, S. Sugianto, Humairoh Humairoh, Mohammad Annas, Arjuna Wiwaha

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引用次数: 7

Abstract

The purpose of the study is to evaluate the efficiency of Islamic Rural Banks (BPRS) and analyze the factors that determine them using a two-stage approach to Data Envelopment Analysis (DEA). DEA in this study focuses on the production, intermediation, and inefficiency causes. This research was done on BPRS across Indonesia. The data were taken from a financial report for the 2013-2021 period. The source of the data was a publication from the Financial Services Authority of Indonesia. The data were analyzed using the non-parametric approach with a two-stage DEA method. The input variables were personnel costs, fixed assets, and third-party funds. The result shows that Revenue Sharing, ROA, and Growth have a significant positive effect on DEA. BOPO and inflation have a positive but insignificant effect on DEA. While NPF and FDR have negative but insignificant effects on DEA. Then CAR has a negative and not significant effect on DEA. It also shows that the variables of Revenue Sharing, NPF, ROA, CAR, FDR, BOPO growth, and inflation have a simultaneous effect on DEA.

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印度尼西亚伊斯兰农村银行效率的决定因素

本研究的目的是评估伊斯兰农村银行(BPRS)的效率，并使用数据包络分析(DEA)的两阶段方法分析决定它们的因素。本研究的DEA主要研究生产、中介和低效率原因。这项研究是在印度尼西亚的BPRS上进行的。这些数据来自2013-2021年期间的财务报告。数据来源是印尼金融服务管理局(Financial Services Authority of Indonesia)的一份出版物。采用非参数方法和两阶段DEA方法对数据进行分析。输入变量为人员成本、固定资产和第三方资金。结果表明，收益分享、ROA和成长对DEA有显著的正向影响。BOPO和通货膨胀对DEA有正但不显著的影响。NPF和FDR对DEA的影响为负但不显著。CAR对DEA的影响为负且不显著。研究还表明，收益共享、NPF、ROA、CAR、FDR、BOPO增长和通货膨胀等变量对DEA有同步影响。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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