Pengaruh Literasi Keuangan Terhadap Minat Menabung di Bank Syariah (BSI)

Lucyana Widiawati, Imamah Hastiati Hajidah, Rani Ambar wati, Henny Saraswati, Wahyu Hidayat
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Abstract

This study aims to analyze the effect of Islamic financial literacy on the intention to save in Islamic banks (BSI). This study uses a quantitative method with a questionnaire as a research instrument. The population in this study were undergraduate students and 31 respondentsl were takenl as samplesl using the quotal sampling technique. Thel data analysisl technique usedl is simplel linear lregression. So that the resultsl obtained in the study showed that Islamic financial literacy had a positive and significant effect on the intention to save in Islamic banks (BSI) with a significance value of 0.000 <0.005 with the regression equation Y = 0.616 + 0.857X + e . Basedl on thel results ofl research by Indonesian Islamicl banks (BSI), it emphasizes financial literacy of Islamicl banks andl their productsl so thatl they canl reach Indonesianl people, especiallyl students.    
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金融素养对伊斯兰银行储蓄兴趣的影响(BSI)
本研究旨在分析伊斯兰金融素养对伊斯兰银行(BSI)储蓄意愿的影响。本研究采用定量方法,以问卷调查为研究工具。本研究以大学生为研究对象,采用引述抽样法抽取31名调查对象作为样本。使用的数据分析技术是简单线性回归。因此,本研究得到的结果表明,伊斯兰金融素养对伊斯兰银行储蓄意愿(BSI)有正向显著影响,显著性值为0.000 <0.005,回归方程为Y = 0.616 + 0.857X + e。根据印尼伊斯兰银行(BSI)的研究结果,强调伊斯兰银行及其产品的金融素养,使他们能够接触到印尼人,特别是学生。
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