AKAD PROGRAM BADAN PENYELENGGARA JAMINAN SOSIAL (BPJS) KETENAGAKERJAAN DALAM KONTEKS EKONOMI SYARIAH

Abstract

It is imperative for all people working in Indonesia to become members of the Social Security Organizing Agency (BPJS) to ensure safety while working. Indonesia which discussed the Muslim population reconsidered the transactions in the Employment BPJS. This study will analyze the BPJS Employment program in the field of Islamic economics. By using a qualitative method with a theoretical perspective by collecting documents and analyzing data both in terms of class, race and gender, this paper wants to understand the contract that occurs in BPJS Employment in order to answer some questions of Indonesian people especially those who are Muslim (Muslim). Based on the results of the discussion, the BPJS Employment contract program does not deviate from sharia economic law (Islamic economic law) because, in the Work Accident Guarantee Program (JKK) including the tabarru contract, which can only be done on benevolent matters. The Death Assurance program (JKM) is an implementation of at-takmin at-ta'awuniy namely ta'awun in the tabarru contract. This second program is for one purpose, which is to help welfare among workers. For the Old Age Guaranteed (JHT) program, this program has concepts such as the mudharabah musytarakah contract. Similarly, the Pension Guarantee program (JP) as a transition from inheritance contract. Keywords: Employment BPJS, contract, sharia economy, welfare