RESTRUKTURISASI KPR BERDASARKAN PERATURAN OTORITAS JASA KEUANGAN NOMOR 11/POJK/03/2020 TENTANG STIMULUS PEREKONOMIAN NASIONAL DAMPAK PENYEBARAN CORONAVIRUS DISEASE 2019 DI PT. BANK MAYBANK CABANG BSD KOTA TANGERANG SELATAN

Abstract

The primary issue with this study is the government's issuance of OJK 11/POJK/03/2020 on Countercyclical Impact Economic Stimulus. The propagation of Coronavirus Disease 2019 as a kind of government support for COVID-19-afflicted Indonesians. Banks in Indonesia are required to carry out relief/restructuring of bank credit services. If Bank Maybank South Tangerang City BSD branch delivers relief/restructuring, is it in compliance with the applicable regulations? Government regulation, namely OJK Regulation No. 11/POJK/03/2020. Studies This study attempts to illustrate how the South Tangerang City branch of Bank Maybank BSD supported the government's 2020 policies to combat the COVID-19 pandemic. The results demonstrated that PT. Bank Maybank BSD City branch South Tangerang supports the financial stimulus policy issued by Financial Services Authority by issuing policies restructuring/credit relief for customers affected by the COVID19 pandemic by adjusting the conditions of each customer, and policies restructuring/credit relief for customers affected by the COVID19 pandemic. The relief granted conforms to rule No. 11/POJK/03/2020.