{"title":"Fintech and medical expenses: What social workers should know.","authors":"Mathieu Despard, Sally A Hageman, Maudia Ahmad","doi":"10.1080/00981389.2023.2191656","DOIUrl":null,"url":null,"abstract":"<p><p>Individuals who cannot afford out of pocket medical expenses may reduce health care use, resulting in poorer health outcomes. To ease the situation, employers turn to financial technology (\"fintech\") health care credit applications. We examine whether an employer-sponsored credit fintech application (MedPut) helps employees manage medical expenses. Results of the analysis of variance (ANOVA) and probit regression models reveal MedPut users did worse financially and delayed health care due to cost more often than employees who did not use MedPut. Results may inform social work policy and direct practice perspectives on fin-tech and medical expenses.</p>","PeriodicalId":47519,"journal":{"name":"Social Work in Health Care","volume":"62 2-4","pages":"93-106"},"PeriodicalIF":2.1000,"publicationDate":"2023-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Social Work in Health Care","FirstCategoryId":"90","ListUrlMain":"https://doi.org/10.1080/00981389.2023.2191656","RegionNum":4,"RegionCategory":"社会学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q1","JCRName":"SOCIAL WORK","Score":null,"Total":0}
引用次数: 0
Abstract
Individuals who cannot afford out of pocket medical expenses may reduce health care use, resulting in poorer health outcomes. To ease the situation, employers turn to financial technology ("fintech") health care credit applications. We examine whether an employer-sponsored credit fintech application (MedPut) helps employees manage medical expenses. Results of the analysis of variance (ANOVA) and probit regression models reveal MedPut users did worse financially and delayed health care due to cost more often than employees who did not use MedPut. Results may inform social work policy and direct practice perspectives on fin-tech and medical expenses.
期刊介绍：
Devoted to social work theory, practice, and administration in a wide variety of health care settings, this journal gives you the tools to improve your practice while keeping you up-to-date with the latest crucial information. Social Work in Health Care is edited by Gary Rosenberg, PhD, one of the most respected leaders in health social work. This creative, lively journal brings you the most important articles on research, leadership, clinical practice, management, education, collaborative relationships, social health policy, and ethical issues from the most respected experts in the field. The journal"s special issues comprehensively discuss a single pertinent health care theme.
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