Febby Nanda Utami, Yossinomita, Nia Rahayu
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摘要

本研究旨在确定感知有用性和感知易用性对银行Jambi移动应用程序继续使用意愿的直接或间接影响,信任为干预变量。使用的研究样本是96个受访者,其中样本的数据收集使用问卷调查,然后使用偏最小二乘路径建模(PLS)技术进行分析。直接影响检验结果表明,感知有用性对信任没有显著影响,而感知易用性对信任有显著影响。同时,信任对持续使用意愿有显著影响。对于信任变量的中介作用,证明信任可以中介感知易用性对持续使用意愿的间接影响。但感知有用性对持续使用意图的间接影响并不能起到中介作用。研究结果对作为应用程序提供商的Bank Jambi的管理层努力增加Bank Jambi移动应用程序的收益和易用性以及公众对应用程序的信任具有启示意义。
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Pengaruh Perceived Usefulness dan Perceived Ease of Use terhadap Continuance Intention to Use Mobile Banking dengan Trust sebagai Variabel Intervening (Studi pada Pengguna Aplikasi Bank Jambi Mobile di Kota Jambi)
This research aims to determine the direct or indirect effect of perceived usefulness and perceived ease of use on continuance intention to use of the Bank Jambi Mobile application, with trust as the intervening variable. The research sample used was 96 respondents, where data from the sample was collected using a questionnaire and then analyzed using the partial least squares path modeling (PLS) technique. The results of the direct influence test prove that perceived usefulness has no significant effect on trust, while perceived ease of use has a significant effect on trust. Meanwhile, trust has a significant effect on continuance intention to use. For the mediating effect of the trust variable, it is proven that trust can mediate the indirect effect between perceived ease of use on continuance intention to use. However, it cannot mediate the indirect effect of perceived usefulness on continuance intention to use. The results of the study have implications for the efforts of the management of Bank Jambi as an application provider to increase the benefits and ease of use of the Bank Jambi Mobile application, as well as public trust in the application.
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