无银行账户与欠银行账户人群金融素养与金融需求的比较研究

D. Stalin
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引用次数: 1

摘要

本文对我国金融素养快速提高的经济研究现状进行了估计。我们从学术研究的概要开始,这些研究将金融学习作为人力资本的一种结构兴趣。金融学习的发展对收益有显著的影响;此外,还计划制定政策,提高建筑良好的居民的财务信息水平。之后,我们对专题调查进行描述,以确定有多少人知道并对最不具备金融能力的人群进行分类。尽管叙述仍未完善,但结论可能会对金融文盲的影响和后果这一主题产生影响,以弥补这些研究空白。结论部分提出了一种观点,即如果要提高研究人员的水平,使其能够向学术和实验模型提供公共政策信息,那么还需要教育什么。
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A Comparative Study of Financial Literacy and Financial Needs of Unbanked and Under Banked Population
This paper assumes an estimation of economical research of rapidly improving body on financial literacy. We begin with a synopsis of academic research, which emit financial learning as a structure interest in human capital. Development of financial learning has significant implication for benefit; also policies planned to increase levels of financial information in the well-built inhabitants. After that, we depict on topical surveys to ascertain how many numbers of people knows and categorize the least financial aptitude population subgroups. Though the narrative is still undeveloped, conclusions may perhaps strain on the subject of the effects and consequences of financial illiteracy, to work for answering these research gaps. A concluding part suggests a view on what remains to be educated, if researchers are to be improved to inform academic and experimental models with public policy.
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