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引用次数: 0
摘要
本研究旨在分析影响印尼伊斯兰商业银行效率水平的因素。本研究采用面板数据分析和非参数数据包络分析(DEA)来衡量效率水平。面板数据分析表明,公司规模、盈利能力、流动性和管理显著影响印尼伊斯兰银行的效率水平,而资本和融资风险没有显著影响。印度尼西亚伊斯兰银行应通过平衡资产分配、确保投资组合多样化、保持充足的流动性和注意管理质量来保持效率。据作者所知,这项研究的原创性在于,它是第一个使用2015-2020年期间的季度数据来研究印度尼西亚伊斯兰商业银行效率决定因素的研究。因此,所分析的数据量是足够的。JEL分类:co2, C14, C23, g01引用方式:Aliyah, H., Hamid, A., & Al Arif, M. N. R.(2023)。印度尼西亚伊斯兰银行效率的决定因素。[j] .经济研究,2012,(1),161-174。https://doi.org/10.15408/sjie.v12i1.30376。
Determinant of Efficiency in the Indonesian Islamic Banks
This study aims to analyze the factors that influence the level of efficiency of Islamic commercial banks in Indonesia. The research employs a panel data analysis and a non-parametric Data Envelopment Analysis (DEA) to measure the level of efficiency. The panel data analysis showed that company size, profitability, liquidity, and management significantly affect the level of efficiency of Islamic banks in Indonesia, while capital and financing risk have no significant impact. The efficiency of Islamic banks in Indonesia should be maintained by balancing the distribution of assets, ensuring portfolio diversification, maintaining sufficient liquidity, and paying attention to management quality. The originality of this study, to the best of the author's knowledge, is that it is the first study to examine the determinants of efficiency in Indonesian Islamic commercial banks using quarterly data from the period of 2015-2020. As a result, the data analyzed has a sufficient amount.JEL Classification: C02, C14, C23, G01How to Cite:Aliyah, H., Hamid, A., & Al Arif, M. N. R. (2023). Determinants of Efficiency in the Indonesian Islamic Banks. Signifikan: Jurnal Ilmu Ekonomi, 12(1), 161-174. https://doi.org/10.15408/sjie.v12i1.30376.