{"title":"科技、大数据和分析的影响:金融行业数据驱动创新模式的演变","authors":"R. Malhotra, D. Malhotra","doi":"10.3905/jfds.2023.1.129","DOIUrl":null,"url":null,"abstract":"The rise of digital technologies in the 21st century has brought about a profound transformation in the way people live their lives, and this shift is having a significant impact on the global economy. As a result, businesses in all sectors are being forced to reevaluate their operations and decision-making processes, including the financial sector. This study investigates the different factors that are compelling financial institutions to rethink their approaches to doing business. The study also presents the emerging data-centric and analytics-driven business model of the finance sector, which is necessary to adapt, survive, and compete in today’s dynamic and highly digitized global market.","PeriodicalId":199045,"journal":{"name":"The Journal of Financial Data Science","volume":"40 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2023-06-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"The Impact of Technology, Big Data, and Analytics: The Evolving Data-Driven Model of Innovation in the Finance Industry\",\"authors\":\"R. Malhotra, D. Malhotra\",\"doi\":\"10.3905/jfds.2023.1.129\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The rise of digital technologies in the 21st century has brought about a profound transformation in the way people live their lives, and this shift is having a significant impact on the global economy. As a result, businesses in all sectors are being forced to reevaluate their operations and decision-making processes, including the financial sector. This study investigates the different factors that are compelling financial institutions to rethink their approaches to doing business. The study also presents the emerging data-centric and analytics-driven business model of the finance sector, which is necessary to adapt, survive, and compete in today’s dynamic and highly digitized global market.\",\"PeriodicalId\":199045,\"journal\":{\"name\":\"The Journal of Financial Data Science\",\"volume\":\"40 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-06-10\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"The Journal of Financial Data Science\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.3905/jfds.2023.1.129\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"The Journal of Financial Data Science","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.3905/jfds.2023.1.129","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
The Impact of Technology, Big Data, and Analytics: The Evolving Data-Driven Model of Innovation in the Finance Industry
The rise of digital technologies in the 21st century has brought about a profound transformation in the way people live their lives, and this shift is having a significant impact on the global economy. As a result, businesses in all sectors are being forced to reevaluate their operations and decision-making processes, including the financial sector. This study investigates the different factors that are compelling financial institutions to rethink their approaches to doing business. The study also presents the emerging data-centric and analytics-driven business model of the finance sector, which is necessary to adapt, survive, and compete in today’s dynamic and highly digitized global market.