伊斯兰金融素养水平和公众信仰对伊斯兰银行存款兴趣的影响

Resti Fadhilah Nurrohmah, Radia Purbayati
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引用次数: 14

摘要

本研究的目的是研究伊斯兰金融知识水平和公众对伊斯兰银行储蓄兴趣的信心。本研究的变量为伊斯兰金融知识水平(X1)、公众信任(X2)和储蓄兴趣(Y)。本研究的方法为描述性定量方法。本研究的数据来源是通过发放问卷获得的原始数据。调查对象为万隆市居民,样本居住在万隆市,年龄不低于17岁。数据分析技术采用多元线性回归分析。结果表明,伊斯兰金融知识水平和公众信任水平的变化对伊斯兰银行储蓄兴趣有正向影响。本研究的发现为伊斯兰银行、文化水平和公众对储蓄兴趣的信任提供了参考,因此伊斯兰银行必须向公众社会化。
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Pengaruh Tingkat Literasi Keuangan Syariah dan Kepercayaan Masyarakat terhadap Minat Menabung di Bank Syariah
The purpose of this study was to study the level of Islamic financial literacy and public confidence in the interest in saving in Islamic banks. The variables in this study are the level of Islamic financial literacy (X1), public trust (X2), and interest in saving (Y).The method of this study is descriptive quantitative approach. The data source of this study are primary data obtained by distributing questionnaires. Respondents taken are residents in the city of Bandung, with samples domiciled in the city of Bandung and at least 17 years old. The data analysis technique uses multiple linear regression analysis. The results showed that the variable level of islamic financial literacy and public trust has positive effect in the interest in saving in Islamic banks. The findings in this study provide a reference to Islamic banks, the level of literacy and public trust regarding interest in saving, therefore Islamic banks must socialize to the public.
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