金融素养、数字素养的作用,以及效能对改善望加锡市中小微企业行为体绩效的影响

Rezki Amggreni, Muchriana Muchran
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引用次数: 0

摘要

本研究旨在确定金融素养、数字素养以及中小微企业社区效能对中小微企业绩效的影响。本研究采用定量方法,使用的数据源是从中小微企业业务参与者获得的主要数据。本研究中使用的样本是30名MSME业务参与者的受访者。本研究结果显示,部分财务素养对中小微企业绩效并无显著的正向影响。数字素养对中小微企业绩效有显著的正向影响。同时,效能效应对中小微企业绩效并没有显著的正向影响。
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The role of financial literacy, digital literacy, and the influence of efficacy in improving the performance of MSME actors in Makassar City
This study aims to determine the influence of financial literacy, digital literacy, and the influence of MSME community efficacy on MSME performance. This research takes a quantitative approach with the data source used is primary data obtained from MSME business actors. The sample used in this study was 30 respondents to MSME business actors. The results of this study show that partial financial literacy does not have a significant positive effect on the performance of MSMEs. Digital literacy has a significant positive effect on the performance of MSMEs. Meanwhile, the effect of efficacy does not have a significant positive effect on the performance of MSMEs.
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