销售人员人格特质与关系导向行为对顾客忠诚的影响——以寿险与储蓄保险为例

J. Mehrabi, Mahdi Zakipour
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摘要

1. mehrabijavad@qiau.ac.ir 2。m.zakipour@qiau.ac.ir摘要目的:本研究旨在探讨保险行业销售人员特征和销售-客户互动对客户互动关系质量和忠诚度的影响。方法:统计人口包括伊朗保险公司卡拉吉分公司的客户。采用整群随机抽样技术,共发放问卷253份。为了对数据进行分析,采用结构方程模型。研究结果:假设检验结果表明,顾客的人格特质对顾客与销售者的关系有显著的正向影响。交际性销售行为和关系质量对顾客忠诚有显著的正向影响。此外,客户关系质量的中介作用对销售人员人格特质与客户忠诚之间的关系具有显著的正向影响。原创性/价值:与其他相关研究相比,本研究同时关注了影响关系质量和顾客忠诚的变量。此外,在销售人员人格特质与沟通销售行为、顾客关系质量的交互作用中,强调知觉价格和顾客关系意愿这两个变量是显著的中介变量。关于保险业服务的性质,这些发现可以被保险公司利用。
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Impact of the Salespeople’s Personality Traits and Relationship-Oriented Behavior on Customer Loyalty Case Study: Life and Savings Insurance
1. mehrabijavad@qiau.ac.ir 2. m.zakipour@qiau.ac.ir Abstract Purpose: This research intends to investigate the effects of the salespeople's characteristics and the seller-customer interaction on the quality of interactive relations and loyalty among the customers of the insurance industry. Methodology: Statistical population consisted of Karaj Branch of the Iranian Insurance Corporation custumers. Applying cluster random sampling technique, 253 questionnairs were distributed. In order to analyze the data, structural equation modeling was used. Findings: Results of hypotheses testing show that the customer’s personality traits has positive and significant effect on the relationship between customer and seller. Communicative selling behavior and the quality of the relationship affects customer loyalty positively and significantly. Besides, the mediating role of customer relationship quality has positive and significant effect on the relation between salespeople’s personality traits and customer loyalty. Originality/ Value: Compared to other relevant studies, the present research has focused on the variables affecting relationship quality and customer loyalty at the same time. Moreover, the two variables of percieved price and customer’s willingness for relationship are emphasized as mediators in the interaction between salespeople’s personality traits and communicative selling behavior and the quality of relationship with customers, which are significant. With regards to the nature of the insurance industry services, these findings can be utilized by isurance companies.
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