信贷加息、通货膨胀和经济增长对印尼私人银行信贷总额的影响

M. R. Saputra, Ryan Juminta Anward, R. Rizali
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引用次数: 0

摘要

本研究的目的是(1)分析贷款利率、通货膨胀和经济增长对印尼国家私人银行发放贷款的影响。本研究使用了2007年至2016年10年的季度数据。本研究采用的方法是时间序列计量经济技术,即单位根检验、统计检验和经典假设检验。本研究结果表明,贷款利率与通货膨胀变量对印尼国有私人银行发放的贷款呈负相关,且在统计学上不显著。而印尼经济增长与全球经济变量之间存在正相关关系,且对印尼国有私人银行发放的贷款具有统计学意义。
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DAMPAK TINGKAT SUKU BUNGA KREDIT, INFLASI DAN PERTUMBUHAN EKONOMI TERHADAP JUMLAH KREDIT BANK UMUM SWASTA NASIONAL YANG DISALURKAN DI INDONESIA
The objective of this research is to (1) analyse the influence of loan interest rate, inflation and economic growth to loans disbursed by national private banks in Indonesia. This research uses quarterly data for ten years from 2007 to 2016. The methodology used in this research is time series econometric technique which is the unit root test, statistical test and classical assumption test. The result of this research shows that loan interest rate and inflation variable have a negative correlation and statistically is not significant to loans that disbursed by national private banks in Indonesia. While Indonesian economic growth and global economic variable have a positive correlation and statistically is significant to loans that disbursed by national private banks in Indonesia.
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Efisiensi dan Kinerja Perbankan Syariah di Indonesia ANALISIS KETIMPANGAN PEMBANGUNAN EKONOMI DAN KETIMPANGAN DISTRIBUSI PENDAPATAN DI PROVINSI KALIMANTAN SELATAN (STUDI KASUS KOTA BANJARMASIN DAN KABUPATEN TANAH BUMBU) KONSEP KEMAKMURAN MASJID (STUDI KASUS MASJID JOGAKARYAAN DAN MASJID AGUNG SYUHADA) EFEKTIVITAS PROGRAM KLASTER BANK INDONESIA PROVINSI KALIMANTAN TIMUR TERHADAP PRODUKTIVITAS UMKM DI KOTA SAMARINDA ANALISIS PENGARUH INDEKS PEMBANGUNAN MANUSIA DAN TINGKAT PENGANGGURAN TERBUKA TERHADAP KEMISKINAN DI INDONESIA
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