银行在西万隆地区的Pasir Ipis Lembang的社会功能

Adinda Prissilia, Wahju Gunawan, Ahmad Buchari
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引用次数: 0

摘要

在本研究中,作者以兰邦的银行Keliling函数为例。科灵银行是以信贷的形式向人们提供贷款的企业实体之一。由于经济条件的限制,社会收入不足以满足生活需要。Pasir Ipis Lembang是位于Jayagiri万隆县西部的一个村庄,那里的银行凯灵系统是一个对人们有吸引力的商业实体,因为村庄远离城市,生活水平仍然很低,使得社区别无选择,社区通过银行凯灵系统借贷。功能主义理论结构默顿,在分析研究中有显功能和隐功能为笔者作评述。作者采用定性分析和描述性分析相结合的方法。数据收集的结果,从主要数据和次要数据也通过访谈。记录和收集从访谈结果中获得的数据。所有获得的数据进行定性分析,以便挖掘出这种现实背后的原因。研究结果表明,在给予银行可达性的情况下,银行可达性对社区增加商业资本的作用是明显的,而通过高利率和银行可达性对社区实施暴力的银行可达性对社区增加商业资本的作用是潜在的。研究的结论是:开岭银行具有社区功能。
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Bank Keliling Function for Society at Pasir Ipis Lembang in West Bandung Districts
In this research, author took the case of Bank Keliling function for society at Pasir Ipis Lembang. Bank Keliling is one of business entity that provide loans to people in the form of credit. The practice of Bank Keliling due to economy conditions society having income be inadequate to fulfill life need. Pasir Ipis Lembang is one of the village is in the village Jayagiri Bandung regency west where Bank Keliling system is a business entities that are attractive to people because of the villages that are distant from urban and living standard remain low make the community had no choice and the community borrowed through Bank Keliling system. The theory of functionalism structural Merton, there are manifest function and latent function who become review for an author in analyze research. The author use the qualitative method with descriptive analysis. The data obtained from the results of the collection of primary data and also secondary data by interviews. Data obtained form the results of the interview noted and collected. All the data obtained analyzed qualitatively so as to what lies behind such a reality can be unearthed. The result of research is that manifest function of Bank Keliling on community increase business capital of accessibility given a Bank Keliling while latent function through high interest and the Bank Keliling who did the violence when their billing loans. The conclusion of the research is that Bank Keliling having the function to community.
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