金融文献和亚齐人在伊斯兰金融机构交易中的兴趣在亚齐实施Qanun伊斯兰金融机构后

Mai Simahatie, M. Marliyah
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引用次数: 0

摘要

金融素养是一个国家经济进步的非常重要的知识要素,因为它与公众利益密切相关,公众的金融素养水平越高,金融制度就越容易被社区所接受,越容易被实施,越容易为一个地区的经济增长做出贡献,因为社区的金融素养水平高,金融机构就越容易向公众提供金融服务。关于亚齐伊斯兰金融机构的2018年第11号迦农令自2019年1月4日起生效,适用于亚齐所有金融机构。在本研究中,使用的数据是从科学参考文献中获得的二手数据,这些参考文献引用自期刊、书籍文本、工作论文、国内和国际科学论坛以及其他认为与本研究相关的来源。根据研究和讨论的结果,可以得出结论,在全国范围内,印度尼西亚人民的金融素养仍然相对较低,但对于亚齐地区本身来说,它高于亚齐公众对伊斯兰教金融的理解水平,高于全国公众对伊斯兰教银行的平均理解水平。目前,亚齐人对伊斯兰银行交易的兴趣正在增加,从资产、融资和第三方资金的增长图表中可以看出,特别是在2021年。
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Financial Literature And Interest Of Aceh People In Transactions In Sharia Financial Institutions Post Implementation Of Qanun Sharia Financial Institutions In Aceh
Financial literacy is a very important element of knowledge for the economic progress of a country because it is closely related to public interest, the higher the level of public financial literacy, the easier it is for the financial system to be accepted in the community to be implemented and contribute to the economic growth of a region, because with The high level of financial literacy in the community, the easier it will be for financial institutions to provide financial access to the public. the enactment of qanun no 11 of 2018 regarding Islamic financial institutions in Aceh has begun since January 4, 2019, all financial institutions in Aceh. In this study, the data used is secondary data obtained from scientific references as quoted from journals, books texts, working papers, national and international scientific forums and other sources deemed relevant to this research. the results of the research and discussion, it can be concluded that nationally the financial literacy of the Indonesian people is still relatively low, but for the Aceh region itself it is higher than the level of public understanding of sharia finance in Aceh which is above the average public understanding of sharia banking nationally. The interest of the Acehnese people in transacting in Islamic banking is currently increasing, as can be seen from the increasing graph in terms of assets, financing, and third party funds, especially in 2021.
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