银行盈利能力及其制约因素:来自中国银行的证据

ICSEB '18 Pub Date : 2018-12-18 DOI:10.1145/3301761.3301776
Sayed Kifayat Shah, Yang Yiwen, Farman Ali, Sayed Muhammad Fawad Sharif
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引用次数: 0

摘要

本研究旨在分析2011-2016年期间中国银行盈利能力及其决定因素。本研究以银行盈利能力为因变量,以担保借款和无抵押借款为自变量,分析二者对银行的影响。通过相关分析和线性回归分析,实证结果表明银行的盈利能力与银行的盈利能力之间存在显著正相关关系。基于本文的研究结果,建议中国的银行应重点加强贷款管理和信贷能力,以获得更多的利益。
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Banks Profitability and their Determents: Evidences from Chinese Banks
This study seeks key to analyze the banks' profitability and their determinants in China over the period 2011-2016. Using banks profitability as dependent variable while secured and unsecured borrowing as independent variables, this study analyzes their impact on banks. By applying correlation and linear regression technique the empirical findings show a significant positive relationship with profitability of banks. Based on findings in this study, it is recommended that Chinese Banks should focus to increase their loan administration and credit capacity in order to get more benefit.
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