Cloud Center Intelligent Terminal Design for the Integration of Industry and Education in Local Higher Vocational Colleges under the Background of "Internet +" Transformation and Development

The new model of business exchanges has broken the balance between the traditional financial model and the emerging financial model. At the beginning, due to the downward rigidity of the value system, commercial banks adhered to the rules and lacked the initiative of transformation. Through the practice of teaching activities such as double teacher training, three-dimensional textbook development and "cloud appointment + two-step" teaching method reform, this paper deeply explores the practical significance of the "three education" reform in the talent training of the integration of industry and education, in order to provide reference for the reform of talent training mode in higher vocational colleges. But at the same time, the platform also exposed some problems in the inspection process, such as unreasonable live broadcast content arrangement, difficult virtual enterprise operation, imperfect grouping function, etc., which need to be further improved in the future.