使用3G网络组件实现NFC移动交易和身份验证

W. Chen, Gerhard P. Hancke, K. Mayes, Y. Lien, J. Chiu
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引用次数: 53

摘要

随着移动电话技术能力的不断提高,人们提出了几种移动支付方式。移动支付应用程序正在开发中,用于在线和店内购物。近场通信(NFC)技术有可能极大地影响移动设备的使用方式。NFC是一种短距离无线通信接口,允许将移动设备集成到现有的非接触式应用基础设施中,例如使用移动电话在销售点(POS)支付。重要的是提供一种简单的方法来实现移动支付系统,既提供合理的安全保护,又便于用户使用。我们提出了一个结合现有3G加密原语和算法的系统,除了USIM的识别和认证功能外,还结合了NFC技术来实现移动支付系统。这样的系统可以很容易地集成到当前的3G基础设施中,并为移动支付服务提供改进的可扩展性和普遍性。我们提出的方案侧重于传统的店内支付环境,通过3G和USIM安全服务实现实体之间的相互认证和随后的可信交易。
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Using 3G network components to enable NFC mobile transactions and authentication
The increasing technical capabilities of mobile phones have resulted in several m-payment methods being proposed. M-payment applications are being developed for both online and in-store purchases. Near Field Communication (NFC) technology has the potential to greatly impact the way mobile devices are used. NFC is a short range wireless communication interface that allows for the integration of a mobile device in existing contactless application infrastructure, such as using a mobile phone to pay at Point-of-Sale (POS). It is important to provide a simple method for implementing m-payment systems that offer both reasonable security protection as well as ease of use for the user. We propose a system that combines the existing 3G cryptographic primitives and algorithms, in addition to the identification and authentication capabilities of the USIM, with NFC technology to implement a m-payment system. Such a system could easily be integrated into current 3G infrastructure and provide improved scalability and ubiquity for m-payment services. Our proposed scheme focuses on a conventional in-store payment environment, with mutual authentication between entities and a subsequent trustworthy transaction being achieved through 3G and USIM security services.
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