服务质量与信任对手机银行用户满意度的影响

Y. Pratiwi, Yuliniar, D. Pinem
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引用次数: 2

摘要

本研究是一项名为“服务质量和信任对BCA银行手机银行用户满意度的影响”的定量研究。本研究有助于了解、分析和证明服务质量和信任对顾客满意的影响。这项研究的问题是,与其他传统银行相比,交易手机银行的使用排名第一,但这与BCA银行客户每年不断增加的投诉数量不符。这也与BCA银行的愿景和使命不相称,BCA银行一直致力于提高服务质量,保持客户的信任和期望和愿望。本研究以雅加达BCA银行手机银行用户为样本,研究人员采用非概率抽样技术,即有目的抽样多达70名受访者。数据收集通过谷歌形式通过社交媒体(WhatsApp, Line, Instagram和Facebook)分发。在分析中采用多元回归技术,采用描述性分析方法和推理分析,数据处理采用IBM SPSS Statistic v.25,显著水平为10%(0.1)。测试结果表明:(1)个人服务质量对顾客满意有显著影响(2)个人信任对顾客满意没有显著影响(3)服务质量和信任共同对顾客满意有显著影响。58.2%的顾客满意度受服务质量和信任的影响
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Influence of Service Quality and Trust in Customer Satisfaction of Mobile Banking Users
This research is a quantitative study entitled "The Influence of Service Quality and Trust on Customer Satisfaction of users Mobile Banking at Bank BCA". This research is useful for knowing, analyzing and proving the effect of service quality and trust on customer satisfaction. The problem from this research is the use of transactions mobile banking which ranks first compared to other conventional banks, but this is not in line with the increasing number of complaints from BCA bank customers every year. This is also not commensurate with the vision and mission of Bank BCA which always strives to improve quality services and maintain customer trust and expectations and desires. This study uses a sample of users mobile banking BCA Bank in Jakarta where researchers use technical techniques non- probability sampling, namely purposive sampling as much as 70 respondents. Data collection is done through google form by distributing it through social media (WhatsApp, Line, Instagram, and Facebook). In the analysis using multiple regression techniques with descriptive analysis methods and inferential analysis and data processing using IBM SPSS Statistic v.25 with a significant level of 10% (0.1). The test results obtained (1) individual service quality has a significant effect on customer satisfaction (2) individual trust does not have a significant effect on customer satisfaction (3) service quality and trust jointly have a significant effect on customer satisfaction. Customer satisfaction is influenced by 58.2% by service quality and trust
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