分析移动银行应用程序服务和银行产品质量对巴淡的印尼客户满意度的影响

Ecca Yolanda Octavia, Sasa Ani Arnomo
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摘要

银行在实体或非实体服务方面的服务可能是赢得客户注意力的另一种策略。客户的满意度是非常重要的,因为这个行业竞争非常激烈。大华银行是巴淡岛市的一家私人银行,提供名为TMRW的移动银行应用程序,它有几个银行产品,如住房信贷,信用卡,存款和其他金融产品。这里的研究是为了探讨大华银行的移动应用程序TMRW和产品对客户满意度的影响。在本案例中,研究者采用随机抽样,采用回归方法进行假设检验。研究结果显示,受访者的个人资料平均拥有至少2种银行产品,并且100%使用TMRW应用程序。回归分析表明,移动应用软件质量对客户满意度有部分影响,银行产品质量变量对客户满意度有影响。手机应用TMRW的质量与银行产品的质量同时影响着客户满意度
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ANALISIS PENGARUH KUALITAS LAYANAN APLIKASI MOBILE BANKING DAN PRODUK BANK TERHADAP KEPUASAN NASABAH UNITED OVERSEAS BANK INDONESIA DI BATAM
Bank services in physical or non-physical service clould be another strategy to win the attention of customer. The satisfaction from the customers is very highly important to establish since the industry is very competitive. UOB Bank is one of the private banks in Batam city that provide mobile banking application which called TMRW and it has several bank products like housing credit, credit cards, deposit and other financial product as well. Research here is conducted to explore the effect of the mobile application of the UOB called TMRW along with the product tha effect satisfaction of the customer. The researcher took random sample in this case with the regresseion method for the hypthesis test. The result of the researh showed the profile of the responden averagely has minimum 2 bank product on their possesion and 100% using the TMRW application. The Regression showed that partially the qualitity of the mobile application TMRW has effects to the customers satisfaction, the variabel of the Quality of bank product has effects for the customers satifaction. Simultaneously quality of the mobile app TMRW and Quality of the bank product has effects for the customers satisfaction
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