{"title":"基于效用函数的保险合同订立可能性研究","authors":"Alexander V. Sachkov","doi":"10.21638/11701/spbu10.2023.305","DOIUrl":null,"url":null,"abstract":"The problem of a potential insurance contract conclusion is considered taking into account client’s money utility function. A basic model is employed for practical calculations and a formula is proposed and tried for two utility functions corresponding to polar income decile groups. Conclusions are made with suggested future research directions.","PeriodicalId":477285,"journal":{"name":"Вестник Санкт-Петербургского университета","volume":"70 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2023-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Examining the possibility of insurance contract conclusion based on utility function\",\"authors\":\"Alexander V. Sachkov\",\"doi\":\"10.21638/11701/spbu10.2023.305\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The problem of a potential insurance contract conclusion is considered taking into account client’s money utility function. A basic model is employed for practical calculations and a formula is proposed and tried for two utility functions corresponding to polar income decile groups. Conclusions are made with suggested future research directions.\",\"PeriodicalId\":477285,\"journal\":{\"name\":\"Вестник Санкт-Петербургского университета\",\"volume\":\"70 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-01-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Вестник Санкт-Петербургского университета\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.21638/11701/spbu10.2023.305\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Вестник Санкт-Петербургского университета","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.21638/11701/spbu10.2023.305","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
Examining the possibility of insurance contract conclusion based on utility function
The problem of a potential insurance contract conclusion is considered taking into account client’s money utility function. A basic model is employed for practical calculations and a formula is proposed and tried for two utility functions corresponding to polar income decile groups. Conclusions are made with suggested future research directions.