大流行病、重组和抵押贷款对小企业PT抵押贷款满意度的影响

Costing Pub Date : 2023-08-26 DOI:10.31539/costing.v7i1.6776
Fernando Fernando, Warnita Halawa, Rizky Wulandini, Deni Faisal Mirza, Nur M Ridha Tarigan
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引用次数: 0

摘要

本研究在Pt Pegadaian Pringgan分行进行。本研究的目的是考察疫情、重组和抵押贷款对PT. Pringgan分行典当行的微型企业家满意度的影响。本研究的方法是定量方法。这类研究属于定量描述性研究。总体为250名员工,样本为71名员工。使用简单随机抽样的抽样技术。使用问卷调查、访谈和文件收集数据。使用多元线性回归的数据分析技术anÃ。本研究的结论表明,疫情对PT Pegadaian培养的微企业家满意度有显著影响,Sig值为<0.05. 重组显著影响PT Pegadaian培养的微企业家满意度,其中GIS值为0.05。担保贷款对PT Pegadaian培养的微企业家满意度有显著影响,Sig值为<0.05. 在疫情发生的同时,重组和抵押贷款对PT Pegadaian培养的微型企业家的满意度产生了显著影响,Sig值为<0.05. RSquare调整值为0.733,即73.30%,说明研究变量在解释Pt Pegadaian培养的微企业家满意度方面贡献较大,为73.30%,其余26.70%受本研究之外的其他因素影响。 关键词:抵押贷款;流行病;重组;
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Pengaruh Pandemi, Restrukturisasi, Dan Pinjaman Agunan Terhadap Kepuasan Pengusaha Mikro PT Pegadaian Cabang Pringgan
This study was conducted at Pt Pegadaian Pringgan Branch. The purpose of this study was to examine the effect of the pandemic, restructuring and collateral loans on the satisfaction of microentrepreneurs at PT. Pringgan Branch Pawnshop. The approach in this study is a quantitative approach. This type of research is a quantitative descriptive research. The population was 250 personnel employees and the sample was 71 personnel employees. Sampling technique Using Simple Random Samplin. Data collection using questionnaires, interviews and documentation. Data analysis techniques using multiple linear regression análisis. The conclusion of this study states that the pandemic has a significant effect on the satisfaction of micro entrepreneurs fostered by PT Pegadaian where the Sig value is < 0.05. Restructuring significantly affect the satisfaction of micro entrepreneurs fostered by PT Pegadaian where the value of GIS <0.05. Collateral loans have a significant effect on the satisfaction of micro entrepreneurs fostered by PT Pegadaian where the Sig value is < 0.05. Simultaneously with the pandemic, restructuring and collateral loans had a significant effect on the satisfaction of microentrepreneurs fostered by PT Pegadaian, where the Sig value was < 0.05. Adjusted value of RSquare is 0.733 or 73.30%, meaning that the research variables contribute greatly in explaining the satisfaction of micro entrepreneurs fostered by Pt Pegadaian at 73.30% while the remaining 26.70% is influenced by other factors outside this study. Keywords: Collateral loans, Pandemic, Restructuring, Satisfaction of Microentrepreneurs.
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